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　　三九養(yǎng)生堂記者 鄧肯·蓋伊 報道

精彩|　　答??(da)：父??(fu)母?(mu)將??(jiang)存?(cun)款??(kuan)轉(zhuǎn)??(zhuan)給??(gei)子??(zi)女??(nv)后??(hou)??，在??(zai)沒??(mei)有??(you)借??(jie)款??(kuan)合??(he)同??(tong)的??(de)情??(qing)況??(kuang)下??(xia)能??(neng)否??(fou)要??(yao)回??(hui)該??(gai)筆??(bi)款??(kuan)項??(xiang)??，取??(qu)決??(jue)于??(yu)法??(fa)律??(lv)上??(shang)認??(ren)定??(ding)雙??(shuang)方??(fang)是??(shi)贈??(zeng)與??(yu)關(guān)??(guan)系??(xi)還?(hai)是??(shi)借?(jie)貸??(dai)關(guān)??(guan)系??(xi)??。??民??(min)法??(fa)典??(dian)規(guī)??(gui)定??(ding)??，贈??(zeng)與??(yu)合??(he)同??(tong)是??(shi)贈??(zeng)與??(yu)人??(ren)將??(jiang)自??(zi)己??(ji)的??(de)財??(cai)產(chǎn)??(chan)無??(wu)償??(chang)給??(gei)予??(yu)受??(shou)贈??(zeng)人??(ren)??，受??(shou)贈??(zeng)人??(ren)表??(biao)示??(shi)接??(jie)受?(shou)贈?(zeng)與??(yu)的?(de)合??(he)同??(tong)??。一??(yi)般??(ban)認??(ren)定??(ding)為??(wei)贈??(zeng)與??(yu)合?(he)同??(tong)的?(de)??，需??(xu)贈??(zeng)與??(yu)人??(ren)作??(zuo)出??(chu)明??(ming)確??(que)的??(de)意??(yi)思??(si)表??(biao)示??(shi)；認??(ren)定??(ding)為??(wei)借??(jie)款??(kuan)合??(he)同??(tong)中?(zhong)需??(xu)簽?(qian)訂??(ding)書??(shu)面??(mian)借??(jie)款??(kuan)合??(he)同??(tong)、欠??(qian)條?(tiao)等??(deng)??，尤??(you)其?(qi)是?(shi)只??(zhi)有??(you)金??(jin)融??(rong)機??(ji)構(gòu)??(gou)的??(de)轉(zhuǎn)??(zhuan)賬??(zhang)憑??(ping)證??(zheng)的??(de)??，要??(yao)能??(neng)夠?(gou)說??(shuo)明??(ming)借??(jie)貸??(dai)發(fā)??(fa)生??(sheng)的??(de)原??(yuan)因??(yin)、時??(shi)間??(jian)、地??(di)點??(dian)、款??(kuan)項??(xiang)來??(lai)源??(yuan)、交??(jiao)付??(fu)方?(fang)式??(shi)、款??(kuan)項??(xiang)流??(liu)向??(xiang)以?(yi)及??(ji)借??(jie)貸??(dai)雙??(shuang)方?(fang)的??(de)關(guān)??(guan)系??(xi)、經(jīng)??(jing)濟?(ji)狀??(zhuang)況??(kuang)等??(deng)事??(shi)實?(shi)；對??(dui)利??(li)息??(xi)的?(de)約?(yue)定??(ding)要??(yao)符?(fu)合??(he)法??(fa)律??(lv)規(guī)??(gui)定?(ding)??，如?(ru)果??(guo)借??(jie)貸??(dai)雙??(shuang)方??(fang)沒??(mei)有??(you)約?(yue)定?(ding)利??(li)息??(xi)或??(huo)者??(zhe)自??(zi)然??(ran)人??(ren)之??(zhi)間??(jian)借??(jie)貸??(dai)對??(dui)利??(li)息??(xi)約??(yue)定??(ding)不??(bu)明??(ming)??，出?(chu)借??(jie)人??(ren)主??(zhu)張??(zhang)支??(zhi)付??(fu)利??(li)息??(xi)的?(de)??，一??(yi)般??(ban)不??(bu)予??(yu)支??(zhi)持??(chi)??。　　答??(da)：父?(fu)母??(mu)出??(chu)資??(zi)為??(wei)子??(zi)女??(nv)買??(mai)房??(fang)??，能??(neng)否??(fou)要??(yao)求??(qiu)返??(fan)還??(hai)??，關(guān)??(guan)鍵??(jian)在??(zai)于??(yu)父??(fu)母??(mu)與??(yu)子?(zi)女??(nv)在??(zai)出??(chu)資??(zi)買??(mai)房??(fang)一??(yi)事??(shi)上??(shang)??，究??(jiu)竟??(jing)屬??(shu)于??(yu)借??(jie)貸??(dai)關(guān)??(guan)系??(xi)還??(hai)是??(shi)贈??(zeng)與??(yu)關(guān)??(guan)系?(xi)??。??根??(gen)據(jù)??(ju)民??(min)法??(fa)典??(dian)規(guī)??(gui)定??(ding)??，自??(zi)然??(ran)人??(ren)之??(zhi)間??(jian)的??(de)借??(jie)款??(kuan)合??(he)同??(tong)??，自??(zi)貸??(dai)款??(kuan)人??(ren)提??(ti)供??(gong)借?(jie)款??(kuan)時??(shi)成??(cheng)立??(li)??。當??(dang)事??(shi)人??(ren)訂??(ding)立?(li)合??(he)同??(tong)??，可??(ke)以??(yi)采??(cai)用??(yong)書??(shu)面??(mian)形??(xing)式??(shi)、口??(kou)頭??(tou)形??(xing)式??(shi)或??(huo)者??(zhe)其?(qi)他?(ta)形??(xing)式??(shi)??。同??(tong)時??(shi)??，《最??(zui)高??(gao)人??(ren)民??(min)法??(fa)院??(yuan)關(guān)??(guan)于??(yu)審??(shen)理??(li)民??(min)間??(jian)借?(jie)貸??(dai)案??(an)件??(jian)適??(shi)用??(yong)法??(fa)律?(lv)若??(ruo)干??(gan)問??(wen)題?(ti)的??(de)規(guī)??(gui)定??(ding)》規(guī)??(gui)定??(ding)??，原??(yuan)告?(gao)僅??(jin)依??(yi)據(jù)??(ju)金??(jin)融??(rong)機??(ji)構(gòu)??(gou)的??(de)轉(zhuǎn)??(zhuan)賬??(zhang)憑??(ping)證??(zheng)提??(ti)起??(qi)民??(min)間??(jian)借??(jie)貸??(dai)訴??(su)訟??(song)??，被??(bei)告??(gao)抗??(kang)辯??(bian)轉(zhuǎn)??(zhuan)賬??(zhang)系??(xi)償??(chang)還??(hai)雙?(shuang)方??(fang)之?(zhi)前??(qian)借??(jie)款??(kuan)或??(huo)者??(zhe)其??(qi)他??(ta)債??(zhai)務(wù)??(wu)的??(de)??，被??(bei)告??(gao)應(yīng)??(ying)當??(dang)對??(dui)其??(qi)主?(zhu)張??(zhang)提??(ti)供??(gong)證??(zheng)據(jù)??(ju)證??(zheng)明??(ming)??。

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