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原標(biāo)題：宠你一生(双)by半人间

學(xué)習(xí)快評丨qibao666888　　民??(min)營??(ying)企??(qi)業(yè)??(ye)對??(dui)成??(cheng)本??(ben)敏??(min)感??(gan)??，既??(ji)想??(xiang)快??(kuai)速??(su)貸?(dai)到??(dao)款??(kuan)??，又??(you)要??(yao)利??(li)息??(xi)能??(neng)最??(zui)低??(di)??，這??(zhe)也?(ye)是?(shi)很?(hen)多??(duo)民??(min)營??(ying)小??(xiao)微??(wei)企??(qi)業(yè)??(ye)普??(pu)遍??(bian)面??(mian)臨??(lin)的??(de)資??(zi)金??(jin)痛??(tong)點??(dian)??。??為??(wei)破??(po)解??(jie)這??(zhe)一??(yi)難??(nan)題??(ti)??，當(dāng)??(dang)地?(di)工??(gong)商??(shang)銀??(yin)行?(xing)決??(jue)定??(ding)將??(jiang)“抵??(di)押??(ya)物??(wu)崇??(chong)拜??(bai)”轉(zhuǎn)??(zhuan)化??(hua)為??(wei)“技??(ji)術(shù)??(shu)崇?(chong)拜??(bai)”??，不??(bu)再?(zai)看??(kan)企??(qi)業(yè)??(ye)有??(you)無??(wu)抵??(di)押??(ya)物??(wu)和??(he)過??(guo)去??(qu)營??(ying)收?(shou)數(shù)??(shu)據(jù)??(ju)??，而??(er)把?(ba)企??(qi)業(yè)??(ye)研??(yan)發(fā)?(fa)投?(tou)入??(ru)占??(zhan)比??(bi)、專??(zhuan)利??(li)數(shù)?(shu)量??(liang)等??(deng)12項??(xiang)科?(ke)技??(ji)指??(zhi)標(biāo)??(biao)轉(zhuǎn)?(zhuan)為??(wei)評??(ping)估??(gu)重??(zhong)點??(dian)??，這??(zhe)種??(zhong)“看??(kan)技??(ji)術(shù)??(shu)不?(bu)看??(kan)抵?(di)押??(ya)、看??(kan)過??(guo)去??(qu)轉(zhuǎn)??(zhuan)向??(xiang)看??(kan)未??(wei)來??(lai)”的??(de)創(chuàng)??(chuang)新??(xin)??，有??(you)效??(xiao)破?(po)解??(jie)了??(le)輕?(qing)資??(zi)產(chǎn)??(chan)科??(ke)技??(ji)企??(qi)業(yè)??(ye)的??(de)融??(rong)資??(zi)困?(kun)局??(ju)???！　?jì)??(ji)南??(nan)財??(cai)金?(jin)集??(ji)團(tuán)?(tuan)所??(suo)屬??(shu)濟(jì)??(ji)南??(nan)擔(dān)??(dan)保?(bao)董??(dong)事??(shi)長??(chang) 趙??(zhao)一??(yi)鳴??(ming)：企??(qi)業(yè)??(ye)把??(ba)技??(ji)術(shù)??(shu)專??(zhuan)利??(li)等??(deng)無??(wu)形??(xing)資?(zi)產(chǎn)??(chan)質(zhì)??(zhi)押?(ya)給??(gei)我??(wo)們??(men)政??(zheng)府??(fu)性??(xing)融??(rong)資??(zi)擔(dān)??(dan)保??(bao)機(jī)??(ji)構(gòu)??(gou)??，如??(ru)果??(guo)貸??(dai)款??(kuan)出??(chu)現(xiàn)??(xian)風(fēng)??(feng)險??(xian)損??(sun)失??(shi)??，由?(you)我??(wo)們??(men)承??(cheng)擔(dān)??(dan)80%風(fēng)??(feng)險??(xian)??，銀?(yin)行??(xing)只??(zhi)需??(xu)要??(yao)承??(cheng)擔(dān)??(dan)20%??。??。