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　　三九養(yǎng)生堂記者 鄧肯·蓋伊 報(bào)道

精彩|　　既??(ji)然??(ran)如??(ru)此??(ci)?，代??(dai)金??(jin)券??(quan)、折??(zhe)扣??(kou)券??(quan)、消??(xiao)費(fèi)??(fei)券??(quan)等?(deng)各??(ge)種??(zhong)優(yōu)??(you)惠??(hui)券??(quan)本??(ben)身??(shen)是??(shi)否??(fou)具??(ju)有??(you)保??(bao)險(xiǎn)??(xian)金??(jin)性?(xing)質(zhì)?(zhi)？??“嚴(yán)??(yan)格??(ge)來??(lai)說??(shuo)?，優(yōu)??(you)惠??(hui)券??(quan)不??(bu)能??(neng)算??(suan)是?(shi)保??(bao)險(xiǎn)??(xian)金??(jin)?，除??(chu)非??(fei)投??(tou)保??(bao)人??(ren)提?(ti)前??(qian)明??(ming)知??(zhi)并??(bing)且??(qie)同??(tong)意??(yi)投??(tou)保?(bao)??。??”趙??(zhao)占??(zhan)領(lǐng)??(ling)指??(zhi)出??(chu)?，在?(zai)符??(fu)合??(he)保??(bao)險(xiǎn)??(xian)理??(li)賠??(pei)的??(de)條?(tiao)件??(jian)下??(xia)?，保??(bao)險(xiǎn)??(xian)人??(ren)應(yīng)??(ying)當(dāng)??(dang)根??(gen)據(jù)??(ju)保??(bao)險(xiǎn)??(xian)合??(he)同?(tong)和??(he)法??(fa)律??(lv)規(guī)??(gui)定??(ding)履??(lv)行??(xing)賠??(pei)付??(fu)義??(yi)務(wù)??(wu)?，而??(er)這??(zhe)種??(zhong)義??(yi)務(wù)??(wu)的??(de)履??(lv)行??(xing)應(yīng)??(ying)當(dāng)??(dang)是??(shi)以??(yi)現(xiàn)??(xian)金??(jin)的?(de)方??(fang)式??(shi)??。　　近??(jin)日??(ri)??，乘??(cheng)坐??(zuo)飛??(fei)機(jī)??(ji)旅??(lv)行??(xing)的??(de)李??(li)女??(nv)士??(shi)遭??(zao)遇??(yu)了??(le)一??(yi)件??(jian)煩??(fan)心??(xin)事??(shi)：在?(zai)攜??(xie)程??(cheng)旅??(lv)行??(xing)App上?(shang)訂??(ding)購??(gou)機(jī)??(ji)票??(piao)時(shí)?(shi)購??(gou)買??(mai)的??(de)“航??(hang)意??(yi)航??(hang)延??(yan)組??(zu)合?(he)險(xiǎn)??(xian)”出??(chu)險(xiǎn)??(xian)后??(hou)??，沒??(mei)想??(xiang)到??(dao)理??(li)賠??(pei)時(shí)??(shi)拿??(na)到??(dao)的??(de)竟??(jing)然?(ran)是??(shi)只??(zhi)能??(neng)在??(zai)該??(gai)App上?(shang)使??(shi)用??(yong)的??(de)機(jī)??(ji)票??(piao)代??(dai)金??(jin)券??(quan)??，且??(qie)使??(shi)用??(yong)時(shí)??(shi)間??(jian)限??(xian)制??(zhi)在??(zai)出??(chu)險(xiǎn)??(xian)后??(hou)的??(de)一??(yi)年?(nian)內(nèi)??(nei)??。??

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