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　　三九養(yǎng)生堂記者 鄧肯·蓋伊 報道

精彩|　　破??(po)解?(jie)信??(xin)息??(xi)不??(bu)對?(dui)稱??(cheng)要??(yao)依??(yi)靠??(kao)“公??(gong)開??(kai)透??(tou)明??(ming)”機(jī)??(ji)制??(zhi)??，政??(zheng)策??(ce)制??(zhi)定??(ding)部??(bu)門??(men)、商??(shang)業(yè)??(ye)銀??(yin)行??(xing)、金??(jin)融??(rong)消??(xiao)費??(fei)者??(zhe)需??(xu)形??(xing)成??(cheng)合??(he)力??(li)??。??其?(qi)中??(zhong)??，政??(zheng)策??(ce)制??(zhi)定??(ding)部??(bu)門??(men)要??(yao)善??(shan)于??(yu)創(chuàng)??(chuang)新??(xin)??，提??(ti)升??(sheng)政??(zheng)策??(ce)查??(zha)詢??(xun)的??(de)便?(bian)利??(li)度??(du)??，讓?(rang)好??(hao)政??(zheng)策??(ce)被??(bei)更??(geng)多??(duo)人??(ren)查??(zha)到??(dao)、看??(kan)懂??(dong)??。接??(jie)下??(xia)來??(lai)??，有??(you)關(guān)??(guan)部??(bu)門??(men)可??(ke)在??(zai)網(wǎng)??(wang)站??(zhan)、微??(wei)信??(xin)公??(gong)眾??(zhong)號??(hao)、小??(xiao)程??(cheng)序??(xu)中??(zhong)嵌??(qian)入??(ru)或?(huo)優(yōu)??(you)化??(hua)“政??(zheng)策??(ce)查??(zha)詢??(xun)”模??(mo)塊??(kuai)??，進(jìn)??(jin)一??(yi)步??(bu)細(xì)??(xi)化??(hua)政??(zheng)策??(ce)分??(fen)類??(lei)、強??(qiang)化??(hua)政?(zheng)策??(ce)解??(jie)讀??(du)??，讓??(rang)金??(jin)融??(rong)消??(xiao)費??(fei)者??(zhe)“一??(yi)點??(dian)即?(ji)查??(zha)”“一??(yi)看??(kan)即??(ji)懂??(dong)”??。　　長??(chang)期??(qi)以??(yi)來??(lai)??，信??(xin)息??(xi)不??(bu)對?(dui)稱?(cheng)問??(wen)題??(ti)橫??(heng)亙??(gen)在??(zai)金??(jin)融?(rong)消??(xiao)費?(fei)者??(zhe)與??(yu)商??(shang)業(yè)?(ye)銀?(yin)行??(xing)之??(zhi)間?(jian)??，進(jìn)??(jin)而??(er)引??(yin)發(fā)?(fa)了??(le)一??(yi)些??(xie)爭??(zheng)議??(yi)與??(yu)糾??(jiu)紛??(fen)??。??以??(yi)銀??(yin)行??(xing)服?(fu)務(wù)??(wu)收??(shou)費??(fei)為??(wei)例?(li)??。近??(jin)期??(qi)發(fā)?(fa)布??(bu)的??(de)《關(guān)??(guan)于??(yu)調(diào)??(tiao)整?(zheng)銀??(yin)行??(xing)部??(bu)分??(fen)服??(fu)務(wù)??(wu)價??(jia)格??(ge)提??(ti)升??(sheng)服??(fu)務(wù)??(wu)質(zhì)??(zhi)效??(xiao)的?(de)倡??(chang)議?(yi)書??(shu)》明??(ming)確??(que)提??(ti)出??(chu)??，取??(qu)消??(xiao)商?(shang)業(yè)??(ye)匯??(hui)票??(piao)工??(gong)本??(ben)費??(fei)、降??(jiang)低??(di)銀??(yin)行??(xing)承??(cheng)兌??(dui)匯??(hui)票?(piao)手??(shou)續(xù)??(xu)費?(fei)、減??(jian)免?(mian)個??(ge)人??(ren)存??(cun)款??(kuan)賬??(zhang)戶??(hu)對??(dui)賬??(zhang)單??(dan)打??(da)印??(yin)費?(fei)、對??(dui)安??(an)全??(quan)認(rèn)??(ren)證??(zheng)工??(gong)具??(ju)工??(gong)本??(ben)費??(fei)實??(shi)施??(shi)成??(cheng)本??(ben)定??(ding)價??(jia)方??(fang)式??(shi)等??(deng)??。但??(dan)若??(ruo)細(xì)??(xi)究??(jiu)這??(zhe)些??(xie)收??(shou)費??(fei)項?(xiang)目??(mu)??，恐??(kong)怕??(pa)鮮??(xian)有??(you)金??(jin)融??(rong)消??(xiao)費??(fei)者??(zhe)能??(neng)說??(shuo)出??(chu)個?(ge)所??(suo)以??(yi)然?(ran)??，他??(ta)們?(men)通??(tong)常??(chang)既??(ji)不??(bu)了?(le)解??(jie)收??(shou)費??(fei)名??(ming)目??(mu)??，也??(ye)不??(bu)清??(qing)楚??(chu)收??(shou)費??(fei)標(biāo)??(biao)準(zhǔn)??(zhun)??，銀??(yin)行??(xing)收??(shou)多??(duo)少??(shao)錢??(qian)就??(jiu)交??(jiao)多?(duo)少??(shao)錢??(qian)??。

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