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　　三九養(yǎng)生堂記者 鄧肯·蓋伊 報道

精彩|　　交??(jiao)通??(tong)銀??(yin)行祝(xing)在??(zai)公?(gong)告??(gao)中??(zhong)表??(biao)示??(shi)??，若??(ruo)客??(ke)戶??(hu)借??(jie)記??(ji)卡??(ka)在??(zai)清??(qing)理?(li)范??(fan)圍?(wei)內(nèi)??(nei)??，但??(dan)希??(xi)望??(wang)繼??(ji)續(xù)??(xu)使??(shi)用??(yong)??，可??(ke)在??(zai)特??(te)定??(ding)日??(ri)期?(qi)前??(qian)(或?(huo)符??(fu)合??(he)清?(qing)理??(li)范??(fan)圍??(wei)未??(wei)滿??(man)三??(san)年??(nian)前?(qian))啟??(qi)用??(yong)該??(gai)卡??(ka)??，并??(bing)保??(bao)持??(chi)余??(yu)額??(e)不??(bu)為??(wei)0??，一??(yi)旦??(dan)對??(dui)“沉??(chen)睡??(shui)”的??(de)個??(ge)人??(ren)借??(jie)記?(ji)卡??(ka)進(jìn)?(jin)行??(xing)銷??(xiao)卡??(ka)處??(chu)理??(li)??，銷??(xiao)卡??(ka)后??(hou)將??(jiang)無??(wu)法??(fa)再??(zai)恢??(hui)復(fù)??(fu)使??(shi)用??(yong)??，名?(ming)下??(xia)其??(qi)他??(ta)正??(zheng)常??(chang)使??(shi)用??(yong)的??(de)借?(jie)記??(ji)卡?(ka)不??(bu)受??(shou)影??(ying)響??(xiang)??。??　　“沉??(chen)睡??(shui)賬??(zhang)戶??(hu)”的??(de)問??(wen)題??(ti)存??(cun)在??(zai)已??(yi)久??(jiu)??。??近??(jin)年??(nian)來??(lai)多??(duo)家?(jia)銀??(yin)行??(xing)已??(yi)經(jīng)??(jing)陸??(lu)續(xù)??(xu)著??(zhe)手??(shou)對?(dui)此??(ci)類?(lei)賬??(zhang)戶??(hu)進(jìn)?(jin)行??(xing)清??(qing)理??(li)??。不??(bu)過??(guo)對??(dui)于?(yu)“沉??(chen)睡??(shui)賬??(zhang)戶??(hu)”各??(ge)家?(jia)并??(bing)沒??(mei)有??(you)一??(yi)個??(ge)統(tǒng)??(tong)一??(yi)的??(de)定??(ding)義??(yi)??。有??(you)銀??(yin)行??(xing)將??(jiang)期??(qi)限??(xian)設(shè)??(she)定??(ding)為??(wei)5年??(nian)??，如??(ru)中??(zhong)國??(guo)農(nóng)??(nong)業(yè)??(ye)銀??(yin)行?(xing)5月??(yue)29日??(ri)發(fā)??(fa)布??(bu)公??(gong)告??(gao)稱??(cheng)??，將?(jiang)于??(yu)2023年??(nian)7月??(yue)起??(qi)陸??(lu)續(xù)??(xu)開??(kai)展??(zhan)活?(huo)期??(qi)存??(cun)折??(zhe)排??(pai)查??(zha)清??(qing)理?(li)工??(gong)作??(zuo)??，排??(pai)查??(zha)清??(qing)理??(li)范??(fan)圍??(wei)為??(wei)“截??(jie)至??(zhi)2022年??(nian)底??(di)??，五??(wu)年??(nian)以??(yi)上??(shang)(含??(han)五??(wu)年??(nian))沒??(mei)有??(you)交??(jiao)易??(yi)、存??(cun)款??(kuan)余??(yu)額??(e)為??(wei)零??(ling)且??(qie)沒??(mei)有??(you)其?(qi)他??(ta)關(guān)??(guan)聯(lián)??(lian)業(yè)??(ye)務(wù)??(wu)的??(de)活??(huo)期??(qi)存??(cun)折??(zhe)”??。大??(da)多??(duo)數(shù)??(shu)銀??(yin)行??(xing)將??(jiang)近??(jin)三??(san)年??(nian)未?(wei)發(fā)??(fa)生??(sheng)交?(jiao)易?(yi)、活??(huo)期??(qi)余?(yu)額??(e)為??(wei)0元??(yuan)的??(de)視??(shi)為?(wei)睡??(shui)眠??(mian)卡??(ka)或??(huo)個??(ge)人??(ren)長??(chang)期??(qi)不?(bu)動??(dong)戶?(hu)納??(na)入??(ru)清??(qing)理??(li)范??(fan)圍?(wei)??。

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