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學習快評丨qibao666888　　針??(zhen)對??(dui)“先??(xian)學??(xue)后??(hou)付??(fu)”背??(bei)后??(hou)隱??(yin)藏??(zang)的??(de)“消??(xiao)費??(fei)貸??(dai)”陷??(xian)阱??(jing)??，受??(shou)訪??(fang)專??(zhuan)家??(jia)建??(jian)議?(yi)??，監(jiān)??(jian)管??(guan)部??(bu)門??(men)應??(ying)強??(qiang)化??(hua)監(jiān)??(jian)管??(guan)執(zhí)??(zhi)法??(fa)??，明??(ming)確??(que)業(yè)??(ye)務??(wu)定??(ding)性??(xing)與??(yu)規(guī)??(gui)范??(fan)??，加??(jia)強??(qiang)多??(duo)部??(bu)門??(men)協(xié)??(xie)同??(tong)監(jiān)??(jian)管??(guan)??，加??(jia)大??(da)違??(wei)規(guī)??(gui)懲??(cheng)處??(chu)力?(li)度??(du)??，暢祝(chang)通??(tong)投??(tou)訴??(su)舉??(ju)報??(bao)渠??(qu)道??(dao)；金??(jin)融??(rong)機?(ji)構(gòu)??(gou)需??(xu)嚴??(yan)格??(ge)貸??(dai)款?(kuan)管??(guan)理??(li)??，強??(qiang)化??(hua)貸??(dai)款??(kuan)資??(zi)質(zhì)??(zhi)審??(shen)核??(he)??，規(guī)??(gui)范??(fan)貸??(dai)款??(kuan)合??(he)同??(tong)條?(tiao)款?(kuan)??，加??(jia)強?(qiang)貸??(dai)后??(hou)資??(zi)金??(jin)監(jiān)??(jian)控??(kong)；培??(pei)訓??(xun)機??(ji)構(gòu)??(gou)要??(yao)增??(zeng)強?(qiang)自??(zi)律?(lv)誠?(cheng)信??(xin)??，規(guī)??(gui)范??(fan)經(jīng)?(jing)營??(ying)行??(xing)為?(wei)??，建??(jian)立??(li)合??(he)理??(li)收??(shou)費??(fei)與??(yu)退??(tui)費??(fei)機??(ji)制?(zhi)??，加??(jia)強??(qiang)內(nèi)??(nei)部??(bu)管??(guan)理??(li)與??(yu)員?(yuan)工??(gong)培??(pei)訓??(xun)；消??(xiao)費??(fei)者?(zhe)自??(zi)身??(shen)也??(ye)要??(yao)提??(ti)升??(sheng)自??(zi)我??(wo)保??(bao)護??(hu)意??(yi)識??(shi)??，理??(li)性??(xing)判??(pan)斷??(duan)謹??(jin)慎??(shen)選??(xuan)擇?(ze)??。??　　虛??(xu)假??(jia)承??(cheng)諾??(nuo)。