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學(xué)習(xí)快評丨qibao666888　　最??(zui)后??(hou)??，妥??(tuo)善??(shan)保??(bao)存??(cun)消??(xiao)費??(fei)憑??(ping)證??(zheng)??，包??(bao)括??(kuo)預(yù)??(yu)付??(fu)卡??(ka)、付??(fu)款??(kuan)憑??(ping)證??(zheng)、消??(xiao)費??(fei)記??(ji)錄??(lu)等??(deng)??，一??(yi)旦??(dan)發(fā)??(fa)生??(sheng)問??(wen)題??(ti)??，這??(zhe)些??(xie)憑??(ping)證??(zheng)將??(jiang)成??(cheng)為??(wei)維??(wei)權(quán)??(quan)的??(de)關(guān)??(guan)鍵??(jian)證??(zheng)據(jù)??(ju)??。??　　我??(wo)國??(guo)已?(yi)有??(you)明??(ming)確??(que)法??(fa)律??(lv)規(guī)??(gui)范??(fan)旨??(zhi)在??(zai)保??(bao)障??(zhang)預(yù)??(yu)付??(fu)式??(shi)消??(xiao)費??(fei)亂??(luan)象?(xiang)中??(zhong)消??(xiao)費??(fei)者??(zhe)的??(de)合??(he)法??(fa)權(quán)??(quan)益??(yi)??。??我??(wo)國??(guo)消??(xiao)費??(fei)者??(zhe)權(quán)??(quan)益??(yi)保?(bao)護??(hu)法??(fa)規(guī)??(gui)定??(ding)??，經(jīng)??(jing)營??(ying)者??(zhe)以??(yi)預(yù)?(yu)收??(shou)款??(kuan)方??(fang)式??(shi)提??(ti)供??(gong)商??(shang)品??(pin)或??(huo)者??(zhe)服??(fu)務(wù)??(wu)的??(de)??，應(yīng)?(ying)當(dāng)??(dang)按??(an)照??(zhao)約??(yue)定??(ding)提??(ti)供??(gong)??。未??(wei)按??(an)照??(zhao)約?(yue)定?(ding)提??(ti)供??(gong)的??(de)??，應(yīng)??(ying)當(dāng)??(dang)按??(an)照??(zhao)消??(xiao)費??(fei)者??(zhe)的??(de)要??(yao)求??(qiu)履??(lv)行??(xing)約??(yue)定??(ding)或??(huo)者??(zhe)退??(tui)回??(hui)預(yù)??(yu)付?(fu)款??(kuan)；并??(bing)應(yīng)?(ying)當(dāng)??(dang)承?(cheng)擔(dān)??(dan)預(yù)??(yu)付??(fu)款??(kuan)的?(de)利??(li)息??(xi)、消??(xiao)費?(fei)者??(zhe)必??(bi)須??(xu)支??(zhi)付??(fu)的??(de)合??(he)理??(li)費??(fei)用??(yong)??。如?(ru)果??(guo)商??(shang)家??(jia)存??(cun)在??(zai)欺??(qi)詐??(zha)行??(xing)為??(wei)??，消??(xiao)費??(fei)者??(zhe)有??(you)權(quán)??(quan)要??(yao)求??(qiu)增??(zeng)加??(jia)賠?(pei)償??(chang)??，增??(zeng)加??(jia)賠??(pei)償??(chang)的??(de)金??(jin)額??(e)為??(wei)消??(xiao)費??(fei)者??(zhe)購??(gou)買??(mai)商??(shang)品??(pin)的秘(de)價??(jia)款??(kuan)或??(huo)者??(zhe)接??(jie)受??(shou)服??(fu)務(wù)??(wu)的??(de)費?(fei)用??(yong)的??(de)三??(san)倍??(bei)；增??(zeng)加??(jia)賠??(pei)償??(chang)的??(de)金?(jin)額??(e)不??(bu)足??(zu)五??(wu)百??(bai)元??(yuan)的??(de)??，為??(wei)五??(wu)百??(bai)元??(yuan)??。從??(cong)行??(xing)政??(zheng)監(jiān)??(jian)管??(guan)角??(jiao)度??(du)來??(lai)看??(kan)??，各??(ge)地??(di)也??(ye)陸??(lu)續(xù)??(xu)出??(chu)臺??(tai)了??(le)針??(zhen)對?(dui)預(yù)??(yu)付??(fu)式??(shi)消??(xiao)費??(fei)的??(de)管?(guan)理??(li)辦??(ban)法??(fa)??，對?(dui)商??(shang)家??(jia)的??(de)發(fā)??(fa)卡??(ka)行??(xing)為??(wei)、資??(zi)金??(jin)監(jiān)??(jian)管??(guan)等??(deng)進??(jin)行?(xing)了??(le)規(guī)??(gui)范??(fan)??。若??(ruo)商??(shang)家??(jia)以??(yi)非??(fei)法??(fa)占??(zhan)有??(you)為??(wei)目??(mu)的??(de)??，在??(zai)預(yù)??(yu)付??(fu)式??(shi)消??(xiao)費??(fei)中??(zhong)采??(cai)用??(yong)虛??(xu)構(gòu)??(gou)事??(shi)實?(shi)、隱??(yin)瞞??(man)真??(zhen)相??(xiang)的?(de)手?(shou)段??(duan)大??(da)量??(liang)騙?(pian)取??(qu)消??(xiao)費??(fei)者??(zhe)預(yù)??(yu)付??(fu)款??(kuan)項??(xiang)??，且??(qie)數(shù)?(shu)額??(e)達??(da)到??(dao)一?(yi)定??(ding)標(biāo)??(biao)準(zhǔn)??(zhun)??，可??(ke)能??(neng)涉??(she)嫌??(xian)詐??(zha)騙??(pian)罪??(zui)??，我??(wo)國??(guo)刑??(xing)法?(fa)第??(di)二??(er)百??(bai)六??(liu)十??(shi)六?(liu)條??(tiao)對??(dui)詐??(zha)騙??(pian)罪?(zui)及??(ji)其??(qi)刑??(xing)事??(shi)處??(chu)罰??(fa)作?(zuo)出??(chu)了??(le)明??(ming)確?(que)規(guī)??(gui)定??(ding)??。。