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學(xué)習(xí)快評丨qibao666888　　根??(gen)據(jù)??(ju)我??(wo)國??(guo)刑?(xing)法??(fa)第?(di)一??(yi)百??(bai)九??(jiu)十??(shi)二?(er)條??(tiao)規(guī)??(gui)定??(ding)??，以?(yi)非??(fei)法??(fa)占??(zhan)有?(you)為?(wei)目??(mu)的??(de)??，使??(shi)用??(yong)詐??(zha)騙??(pian)方??(fang)法??(fa)非??(fei)法??(fa)集??(ji)資??(zi)??，數(shù)??(shu)額?(e)較??(jiao)大??(da)的?(de)??，處?(chu)三??(san)年??(nian)以??(yi)上??(shang)七??(qi)年??(nian)以??(yi)下??(xia)有??(you)期??(qi)徒??(tu)刑??(xing)??，并??(bing)處??(chu)罰??(fa)金??(jin)；數(shù)??(shu)額?(e)巨?(ju)大??(da)或??(huo)者??(zhe)有??(you)其??(qi)他??(ta)嚴??(yan)重??(zhong)情??(qing)節(jié)??(jie)的??(de)??，處??(chu)七??(qi)年??(nian)以??(yi)上??(shang)有??(you)期??(qi)徒??(tu)刑??(xing)或??(huo)者??(zhe)無??(wu)期??(qi)徒??(tu)刑?(xing)??，并??(bing)處??(chu)罰??(fa)金?(jin)或??(huo)沒??(mei)收??(shou)財??(cai)產(chǎn)??(chan)??。??第??(di)一??(yi)百??(bai)七??(qi)十??(shi)六??(liu)條??(tiao)規(guī)??(gui)定?(ding)??，非??(fei)法?(fa)吸??(xi)收??(shou)公??(gong)眾??(zhong)存??(cun)款??(kuan)或??(huo)者??(zhe)變??(bian)相??(xiang)吸??(xi)收??(shou)公??(gong)眾??(zhong)存??(cun)款??(kuan)??，擾??(rao)亂??(luan)金?(jin)融??(rong)秩??(zhi)序??(xu)的??(de)??，處??(chu)三??(san)年??(nian)以?(yi)下??(xia)有??(you)期?(qi)徒??(tu)刑??(xing)或??(huo)者??(zhe)拘??(ju)役??(yi)??，并??(bing)處??(chu)或??(huo)單?(dan)處??(chu)罰??(fa)金??(jin)；數(shù)??(shu)額??(e)巨??(ju)大??(da)或??(huo)者??(zhe)有??(you)其??(qi)他??(ta)嚴??(yan)重??(zhong)情??(qing)節(jié)??(jie)的??(de)??，處??(chu)三??(san)年??(nian)以??(yi)上?(shang)十??(shi)年??(nian)以??(yi)下??(xia)有??(you)期??(qi)徒??(tu)刑?(xing)??，并??(bing)處??(chu)罰??(fa)金??(jin)；數(shù)??(shu)額??(e)特??(te)別?(bie)巨??(ju)大??(da)或??(huo)者?(zhe)有??(you)其??(qi)他??(ta)特??(te)別??(bie)嚴??(yan)重??(zhong)情??(qing)節(jié)??(jie)的??(de)??，處??(chu)十??(shi)年??(nian)以??(yi)上??(shang)有??(you)期??(qi)徒??(tu)刑??(xing)??，并??(bing)處??(chu)罰??(fa)金??(jin)??。根??(gen)據(jù)??(ju)《最??(zui)高??(gao)人??(ren)民??(min)法??(fa)院??(yuan)關(guān)??(guan)于??(yu)審??(shen)理??(li)非??(fei)法?(fa)集??(ji)資??(zi)刑??(xing)事??(shi)案??(an)件??(jian)具??(ju)體??(ti)應(yīng)??(ying)用??(yong)法?(fa)律??(lv)若??(ruo)干??(gan)問??(wen)題?(ti)的??(de)解??(jie)釋??(shi)》??，如??(ru)果??(guo)集??(ji)資??(zi)后??(hou)不??(bu)用??(yong)于??(yu)生??(sheng)產(chǎn)?(chan)經(jīng)??(jing)營??(ying)活??(huo)動??(dong)或??(huo)者??(zhe)用?(yong)于??(yu)生?(sheng)產(chǎn)??(chan)經(jīng)??(jing)營??(ying)活??(huo)動??(dong)與?(yu)籌??(chou)集??(ji)資??(zi)金?(jin)規(guī)??(gui)模??(mo)明?(ming)顯??(xian)不??(bu)成??(cheng)比??(bi)例?(li)??，致??(zhi)使??(shi)集??(ji)資??(zi)款??(kuan)不??(bu)能?(neng)返??(fan)還??(hai)的??(de)；肆??(si)意??(yi)揮??(hui)霍??(huo)集??(ji)資??(zi)款??(kuan)??，致??(zhi)使??(shi)集??(ji)資??(zi)款??(kuan)不??(bu)能??(neng)返??(fan)還??(hai)等??(deng)情??(qing)形??(xing)??，可??(ke)認??(ren)定??(ding)為??(wei) “以?(yi)非??(fei)法??(fa)占??(zhan)有??(you)為??(wei)目?(mu)的??(de)”??，以??(yi)集??(ji)資??(zi)詐??(zha)騙??(pian)罪??(zui)定??(ding)罪??(zui)處??(chu)罰??(fa)??。　　最??(zui)后??(hou)要秘(yao)保??(bao)持??(chi)警??(jing)惕??(ti)??，不??(bu)盲?(mang)目??(mu)??。??仔??(zai)細??(xi)甄??(zhen)別?(bie)“收??(shou)益??(yi)豐??(feng)厚??(hou)、消??(xiao)費??(fei)返??(fan)現(xiàn)??(xian)、名??(ming)額??(e)有??(you)限??(xian)、贈??(zeng)送??(song)股??(gu)票?(piao)”等??(deng)說??(shuo)辭??(ci)??，切??(qie)不??(bu)可??(ke)跟??(gen)風(fēng)??(feng)投??(tou)資??(zi)??。一??(yi)旦??(dan)發(fā)??(fa)現(xiàn)??(xian)商?(shang)家??(jia)經(jīng)??(jing)營?(ying)異??(yi)常??(chang)??，如??(ru)頻??(pin)繁??(fan)更?(geng)換??(huan)地??(di)址??(zhi)、服??(fu)務(wù)??(wu)質(zhì)??(zhi)量??(liang)大??(da)幅??(fu)下??(xia)降??(jiang)、返??(fan)現(xiàn)??(xian)中??(zhong)斷??(duan)等??(deng)情??(qing)況??(kuang)??，應(yīng)?(ying)及??(ji)時?(shi)向??(xiang)有??(you)關(guān)??(guan)部??(bu)門??(men)反??(fan)映??(ying)情??(qing)況??(kuang)；若??(ruo)懷??(huai)疑??(yi)存??(cun)在??(zai)非??(fei)法??(fa)集??(ji)資??(zi)傾??(qing)向??(xiang)??，要??(yao)果?(guo)斷??(duan)向??(xiang)當(dāng)??(dang)地??(di)公??(gong)安??(an)機??(ji)關(guān)??(guan)報??(bao)案?(an)??。。