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學(xué)習(xí)快評(píng)丨qibao666888　　李??(li)曉??(xiao)實(shí)??(shi)在?(zai)沒??(mei)轍??(zhe)?，只??(zhi)能??(neng)把??(ba)錢??(qian)從??(cong)與??(yu)貸??(dai)款??(kuan)平??(ping)臺(tái)??(tai)綁??(bang)定??(ding)的??(de)支??(zhi)付??(fu)賬??(zhang)戶??(hu)中??(zhong)轉(zhuǎn)??(zhuan)移??(yi)出??(chu)來??(lai)?，避??(bi)免??(mian)貸??(dai)款??(kuan)平??(ping)臺(tái)??(tai)繼??(ji)續(xù)??(xu)扣??(kou)款?(kuan)??。??結(jié)?(jie)果??(guo)從??(cong)那??(na)之??(zhi)后??(hou)?，她??(ta)每??(mei)天??(tian)都??(dou)會(huì)??(hui)收??(shou)到??(dao)不??(bu)計(jì)??(ji)其??(qi)數(shù)??(shu)的?(de)騷??(sao)擾??(rao)電??(dian)話??(hua)?，拉??(la)黑??(hei)后??(hou)對(duì)?(dui)方??(fang)會(huì)??(hui)換??(huan)號(hào)??(hao)碼??(ma)繼??(ji)續(xù)??(xu)撥??(bo)打??(da)??。對(duì)??(dui)方??(fang)的??(de)話??(hua)術(shù)??(shu)大??(da)多??(duo)是??(shi)“你??(ni)再?(zai)不??(bu)交??(jiao)錢??(qian)?，我??(wo)就?(jiu)要??(yao)報(bào)?(bao)警??(jing)了??(le)”“你??(ni)再??(zai)不??(bu)交??(jiao)錢??(qian)?，將??(jiang)會(huì)??(hui)影??(ying)響??(xiang)你?(ni)的??(de)征??(zheng)信??(xin)?，對(duì)?(dui)你??(ni)以??(yi)后??(hou)的??(de)生??(sheng)活??(huo)有??(you)很??(hen)大??(da)影??(ying)響??(xiang)”……　　針??(zhen)對(duì)??(dui)“先??(xian)學(xué)??(xue)后??(hou)付??(fu)”背??(bei)后??(hou)隱?(yin)藏??(zang)的??(de)“消??(xiao)費(fèi)??(fei)貸??(dai)”陷??(xian)阱??(jing)??，受??(shou)訪??(fang)專?(zhuan)家??(jia)建??(jian)議??(yi)??，監(jiān)??(jian)管??(guan)部??(bu)門?(men)應(yīng)??(ying)強(qiáng)??(qiang)化??(hua)監(jiān)??(jian)管??(guan)執(zhí)??(zhi)法??(fa)??，明??(ming)確??(que)業(yè)??(ye)務(wù)??(wu)定??(ding)性??(xing)與??(yu)規(guī)??(gui)范??(fan)??，加?(jia)強(qiáng)??(qiang)多?(duo)部??(bu)門??(men)協(xié)??(xie)同??(tong)監(jiān)??(jian)管??(guan)??，加??(jia)大?(da)違??(wei)規(guī)??(gui)懲??(cheng)處??(chu)力??(li)度??(du)??，暢??(chang)通?(tong)投??(tou)訴?(su)舉??(ju)報(bào)??(bao)渠??(qu)道??(dao)；金??(jin)融??(rong)機(jī)??(ji)構(gòu)?(gou)需??(xu)嚴(yán)??(yan)格??(ge)貸??(dai)款??(kuan)管??(guan)理??(li)??，強(qiáng)??(qiang)化??(hua)貸??(dai)款??(kuan)資??(zi)質(zhì)??(zhi)審??(shen)核??(he)??，規(guī)??(gui)范??(fan)貸??(dai)款??(kuan)合??(he)同??(tong)條??(tiao)款??(kuan)??，加??(jia)強(qiáng)??(qiang)貸??(dai)后??(hou)資??(zi)金??(jin)監(jiān)??(jian)控??(kong)；培??(pei)訓(xùn)??(xun)機(jī)??(ji)構(gòu)??(gou)要??(yao)增??(zeng)強(qiáng)?(qiang)自??(zi)律??(lv)誠(chéng)??(cheng)信??(xin)??，規(guī)??(gui)范??(fan)經(jīng)??(jing)營(yíng)??(ying)行??(xing)為??(wei)??，建??(jian)立??(li)合??(he)理??(li)收??(shou)費(fèi)??(fei)與??(yu)退??(tui)費(fèi)??(fei)機(jī)??(ji)制??(zhi)??，加??(jia)強(qiáng)??(qiang)內(nèi)??(nei)部??(bu)管??(guan)理?(li)與??(yu)員??(yuan)工??(gong)培??(pei)訓(xùn)??(xun)；消??(xiao)費(fèi)??(fei)者?(zhe)自?(zi)身??(shen)也??(ye)要??(yao)提??(ti)升??(sheng)自??(zi)我??(wo)保??(bao)護(hù)??(hu)意??(yi)識(shí)??(shi)??，理?(li)性??(xing)判??(pan)斷?(duan)謹(jǐn)?(jin)慎??(shen)選??(xuan)擇??(ze)??。??。