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學(xué)習(xí)快評丨qibao666888　　針??(zhen)對??(dui)“先?(xian)學(xué)??(xue)后??(hou)付??(fu)”背??(bei)后??(hou)隱??(yin)藏??(zang)的??(de)“消??(xiao)費??(fei)貸??(dai)”陷??(xian)阱??(jing)??，受??(shou)訪??(fang)專??(zhuan)家?(jia)建?(jian)議??(yi)??，監(jiān)??(jian)管??(guan)部??(bu)門??(men)應(yīng)??(ying)強??(qiang)化??(hua)監(jiān)?(jian)管??(guan)執(zhí)??(zhi)法??(fa)??，明?(ming)確??(que)業(yè)??(ye)務(wù)??(wu)定??(ding)性??(xing)與??(yu)規(guī)??(gui)范??(fan)??，加??(jia)強??(qiang)多??(duo)部??(bu)門??(men)協(xié)??(xie)同??(tong)監(jiān)??(jian)管??(guan)??，加?(jia)大??(da)違??(wei)規(guī)??(gui)懲??(cheng)處??(chu)力??(li)度??(du)??，暢??(chang)通??(tong)投??(tou)訴??(su)舉?(ju)報??(bao)渠??(qu)道??(dao)；金??(jin)融??(rong)機??(ji)構(gòu)??(gou)需??(xu)嚴??(yan)格??(ge)貸??(dai)款??(kuan)管?(guan)理??(li)??，強??(qiang)化?(hua)貸??(dai)款??(kuan)資??(zi)質(zhì)??(zhi)審??(shen)核??(he)??，規(guī)??(gui)范??(fan)貸??(dai)款??(kuan)合??(he)同?(tong)條??(tiao)款?(kuan)??，加??(jia)強??(qiang)貸??(dai)后??(hou)資??(zi)金??(jin)監(jiān)??(jian)控??(kong)；培??(pei)訓(xùn)??(xun)機??(ji)構(gòu)??(gou)要??(yao)增??(zeng)強??(qiang)自??(zi)律?(lv)誠??(cheng)信?(xin)??，規(guī)??(gui)范??(fan)經(jīng)??(jing)營??(ying)行?(xing)為??(wei)??，建??(jian)立?(li)合??(he)理??(li)收??(shou)費??(fei)與?(yu)退??(tui)費??(fei)機??(ji)制?(zhi)??，加??(jia)強??(qiang)內(nèi)??(nei)部??(bu)管??(guan)理??(li)與??(yu)員??(yuan)工??(gong)培?(pei)訓(xùn)??(xun)；消??(xiao)費??(fei)者??(zhe)自??(zi)身??(shen)也??(ye)要??(yao)提??(ti)升??(sheng)自??(zi)我??(wo)保??(bao)護??(hu)意??(yi)識??(shi)??，理??(li)性??(xing)判??(pan)斷??(duan)謹??(jin)慎??(shen)選??(xuan)擇??(ze)??。??　　來??(lai)自??(zi)廣??(guang)東??(dong)廣??(guang)州??(zhou)的??(de)湛??(zhan)文??(wen)用??(yong)“先??(xian)學(xué)??(xue)后??(hou)付??(fu)”報??(bao)名??(ming)的??(de)也??(ye)是??(shi)剪??(jian)輯?(ji)、PS班??(ban)??。?報??(bao)名??(ming)前??(qian)客?(ke)服??(fu)告??(gao)訴??(su)她??(ta)??，學(xué)??(xue)完??(wan)24節(jié)??(jie)課??(ke)??，就??(jiu)可??(ke)以??(yi)接?(jie)均??(jun)價??(jia)200元??(yuan)的??(de)單?(dan)子??(zi)??。可??(ke)等??(deng)學(xué)??(xue)完??(wan)課??(ke)程??(cheng)進??(jin)了??(le)接??(jie)單??(dan)群?(qun)??，湛??(zhan)文??(wen)傻??(sha)眼??(yan)了??(le)——說??(shuo)好??(hao)的??(de)均??(jun)價??(jia)200元??(yuan)單??(dan)子??(zi)全??(quan)變??(bian)成??(cheng)了??(le)幾??(ji)元?(yuan)十??(shi)幾??(ji)元?(yuan)的??(de)單??(dan)子??(zi)??。單??(dan)子??(zi)很?(hen)少??(shao)、供??(gong)不??(bu)應(yīng)?(ying)求?(qiu)??，“即??(ji)便??(bian)搶??(qiang)到??(dao)了??(le)??，做??(zuo)一??(yi)百??(bai)單??(dan)也??(ye)回??(hui)不??(bu)了??(le)本??(ben)”??。。