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學(xué)習(xí)快評丨qibao666888　　最??(zui)后??(hou)??，妥??(tuo)善?(shan)保??(bao)存??(cun)消??(xiao)費??(fei)憑??(ping)證??(zheng)??，包??(bao)括?(kuo)預(yù)??(yu)付??(fu)卡??(ka)、付??(fu)款?(kuan)憑??(ping)證??(zheng)、消??(xiao)費??(fei)記??(ji)錄??(lu)等??(deng)??，一?(yi)旦??(dan)發(fā)??(fa)生??(sheng)問??(wen)題??(ti)??，這??(zhe)些??(xie)憑?(ping)證??(zheng)將??(jiang)成??(cheng)為??(wei)維??(wei)權(quán)??(quan)的??(de)關(guān)??(guan)鍵??(jian)證??(zheng)據(jù)??(ju)??。??　　根??(gen)據(jù)?(ju)我??(wo)國??(guo)刑??(xing)法??(fa)第??(di)一??(yi)百??(bai)九??(jiu)十??(shi)二??(er)條??(tiao)規(guī)??(gui)定??(ding)??，以?(yi)非??(fei)法??(fa)占?(zhan)有??(you)為??(wei)目??(mu)的??(de)??，使??(shi)用??(yong)詐??(zha)騙??(pian)方??(fang)法??(fa)非??(fei)法??(fa)集??(ji)資??(zi)??，數(shù)?(shu)額??(e)較??(jiao)大??(da)的??(de)??，處?(chu)三??(san)年??(nian)以??(yi)上??(shang)七??(qi)年??(nian)以??(yi)下??(xia)有??(you)期??(qi)徒??(tu)刑??(xing)??，并??(bing)處??(chu)罰??(fa)金??(jin)；數(shù)??(shu)額??(e)巨??(ju)大??(da)或??(huo)者??(zhe)有??(you)其??(qi)他??(ta)嚴??(yan)重??(zhong)情??(qing)節(jié)??(jie)的??(de)??，處??(chu)七??(qi)年??(nian)以??(yi)上??(shang)有?(you)期??(qi)徒??(tu)刑??(xing)或??(huo)者??(zhe)無?(wu)期??(qi)徒??(tu)刑??(xing)??，并?(bing)處??(chu)罰??(fa)金??(jin)或??(huo)沒??(mei)收??(shou)財??(cai)產(chǎn)??(chan)??。??第??(di)一??(yi)百??(bai)七??(qi)十??(shi)六??(liu)條?(tiao)規(guī)??(gui)定??(ding)??，非??(fei)法??(fa)吸??(xi)收?(shou)公??(gong)眾??(zhong)存?(cun)款??(kuan)或??(huo)者??(zhe)變??(bian)相??(xiang)吸??(xi)收??(shou)公??(gong)眾??(zhong)存??(cun)款??(kuan)??，擾??(rao)亂??(luan)金?(jin)融?(rong)秩??(zhi)序??(xu)的??(de)??，處??(chu)三??(san)年??(nian)以??(yi)下??(xia)有??(you)期??(qi)徒??(tu)刑??(xing)或??(huo)者??(zhe)拘??(ju)役??(yi)??，并??(bing)處??(chu)或??(huo)單??(dan)處??(chu)罰??(fa)金??(jin)；數(shù)??(shu)額??(e)巨??(ju)大??(da)或??(huo)者??(zhe)有??(you)其??(qi)他??(ta)嚴??(yan)重??(zhong)情??(qing)節(jié)??(jie)的?(de)??，處??(chu)三?(san)年??(nian)以??(yi)上??(shang)十??(shi)年??(nian)以?(yi)下??(xia)有??(you)期??(qi)徒??(tu)刑??(xing)??，并??(bing)處??(chu)罰??(fa)金??(jin)；數(shù)??(shu)額??(e)特?(te)別?(bie)巨??(ju)大??(da)或?(huo)者??(zhe)有??(you)其??(qi)他??(ta)特??(te)別??(bie)嚴??(yan)重??(zhong)情??(qing)節(jié)?(jie)的??(de)??，處??(chu)十??(shi)年??(nian)以??(yi)上??(shang)有??(you)期??(qi)徒??(tu)刑??(xing)??，并??(bing)處??(chu)罰?(fa)金??(jin)??。根??(gen)據(jù)?(ju)《最?(zui)高?(gao)人??(ren)民?(min)法??(fa)院??(yuan)關(guān)??(guan)于??(yu)審??(shen)理??(li)非??(fei)法??(fa)集??(ji)資??(zi)刑??(xing)事??(shi)案??(an)件??(jian)具??(ju)體??(ti)應(yīng)??(ying)用??(yong)法??(fa)律?(lv)若??(ruo)干??(gan)問??(wen)題??(ti)的??(de)解??(jie)釋??(shi)》??，如?(ru)果??(guo)集??(ji)資?(zi)后?(hou)不??(bu)用??(yong)于??(yu)生??(sheng)產(chǎn)??(chan)經(jīng)??(jing)營?(ying)活??(huo)動??(dong)或??(huo)者??(zhe)用??(yong)于??(yu)生??(sheng)產(chǎn)??(chan)經(jīng)??(jing)營??(ying)活??(huo)動??(dong)與??(yu)籌??(chou)集??(ji)資??(zi)金??(jin)規(guī)?(gui)模??(mo)明??(ming)顯??(xian)不??(bu)成??(cheng)比??(bi)例??(li)??，致??(zhi)使??(shi)集??(ji)資??(zi)款??(kuan)不??(bu)能??(neng)返??(fan)還??(hai)的??(de)；肆??(si)意??(yi)揮??(hui)霍??(huo)集??(ji)資??(zi)款??(kuan)??，致??(zhi)使??(shi)集??(ji)資??(zi)款??(kuan)不??(bu)能??(neng)返??(fan)還??(hai)等?(deng)情??(qing)形??(xing)??，可??(ke)認??(ren)定??(ding)為??(wei) “以??(yi)非??(fei)法??(fa)占??(zhan)有??(you)為??(wei)目??(mu)的??(de)”??，以?(yi)集??(ji)資??(zi)詐?(zha)騙??(pian)罪??(zui)定??(ding)罪??(zui)處?(chu)罰??(fa)??。。