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學(xué)習(xí)快評(píng)丨qibao666888　　招??(zhao)聯(lián)??(lian)首??(shou)席??(xi)研??(yan)究??(jiu)員??(yuan) 董??(dong)希??(xi)淼??(miao)：金??(jin)融??(rong)支?(zhi)持??(chi)民?(min)營(yíng)??(ying)企??(qi)業(yè)??(ye)的??(de)政??(zheng)策??(ce)措?(cuo)施??(shi)不??(bu)斷??(duan)完??(wan)善??(shan)??，民?(min)營(yíng)??(ying)企??(qi)業(yè)??(ye)融??(rong)資??(zi)覆??(fu)蓋??(gai)面??(mian)、獲??(huo)得??(de)感?(gan)不??(bu)斷??(duan)提?(ti)升?(sheng)??。??今??(jin)年??(nian)2月??(yue)末??(mo)普?(pu)惠??(hui)小??(xiao)微??(wei)貸??(dai)款??(kuan)余??(yu)額?(e)同?(tong)比??(bi)增??(zeng)長(zhǎng)??(chang)12.4%??，這??(zhe)是??(shi)遠(yuǎn)??(yuan)高?(gao)于??(yu)其??(qi)他??(ta)貸??(dai)款??(kuan)增??(zeng)速??(su)的??(de)??，說(shuō)??(shuo)明?(ming)金??(jin)融??(rong)對(duì)??(dui)民??(min)營(yíng)??(ying)小??(xiao)微??(wei)企??(qi)業(yè)??(ye)的??(de)支??(zhi)持??(chi)力??(li)度??(du)不??(bu)斷??(duan)增??(zeng)強(qiáng)??(qiang)???！　」??(gong)商??(shang)銀??(yin)行??(xing)福??(fu)建??(jian)省??(sheng)分??(fen)行??(xing)副??(fu)行??(xing)長(zhǎng)??(chang) 阮??(ruan)杰?(jie)：采??(cai)用??(yong)“科??(ke)技?(ji)+創(chuàng)??(chuang)新??(xin)”方??(fang)式??(shi)??，借??(jie)助??(zhu)互??(hu)聯(lián)?(lian)網(wǎng)??(wang)、大??(da)數(shù)??(shu)據(jù)??(ju)等??(deng)新??(xin)技??(ji)術(shù)??(shu)??，設(shè)??(she)計(jì)??(ji)個(gè)??(ge)性?(xing)化?(hua)產(chǎn)?(chan)品??(pin)來(lái)??(lai)解??(jie)決??(jue)民??(min)營(yíng)??(ying)企??(qi)業(yè)??(ye)信??(xin)用?(yong)記?(ji)錄??(lu)不??(bu)足??(zu)和??(he)缺?(que)乏??(fa)抵??(di)押??(ya)物?(wu)、銀??(yin)企??(qi)間??(jian)信??(xin)息??(xi)不?(bu)對(duì)??(dui)稱??(cheng)等??(deng)融??(rong)資??(zi)難??(nan)點(diǎn)??(dian)??。??針??(zhen)對(duì)??(dui)科??(ke)技??(ji)型??(xing)企??(qi)業(yè)??(ye)??，通??(tong)過(guò)??(guo)建?(jian)立??(li)專??(zhuan)屬??(shu)評(píng)??(ping)級(jí)??(ji)授??(shou)信??(xin)模??(mo)型??(xing)??，整??(zheng)合??(he)多??(duo)維??(wei)度??(du)數(shù)??(shu)據(jù)??(ju)對(duì)??(dui)企??(qi)業(yè)??(ye)進(jìn)??(jin)行??(xing)“畫??(hua)像??(xiang)”后??(hou)核??(he)定??(ding)授??(shou)信??(xin)額??(e)度??(du)??。。