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學(xué)習(xí)快評(píng)丨qibao666888　　中??(zhong)國(guó)??(guo)金??(jin)融??(rong)學(xué)??(xue)會(huì)??(hui)副??(fu)會(huì)??(hui)長(zhǎng)??(chang)、中??(zhong)國(guó)??(guo)人??(ren)民??(min)銀??(yin)行??(xing)原??(yuan)行??(xing)長(zhǎng)??(chang)助??(zhu)理?(li)張??(zhang)曉??(xiao)慧??(hui)在??(zai)主?(zhu)持??(chi)分??(fen)論??(lun)壇??(tan)時(shí)??(shi)表?(biao)示??(shi)??，“在??(zai)全??(quan)生??(sheng)命?(ming)周??(zhou)期??(qi)當(dāng)??(dang)中??(zhong)??，每??(mei)個(gè)??(ge)人??(ren)都??(dou)會(huì)??(hui)變?(bian)老??(lao)??，每??(mei)個(gè)??(ge)人??(ren)都??(dou)需??(xu)要??(yao)養(yǎng)??(yang)老??(lao)金??(jin)來(lái)??(lai)保??(bao)障??(zhang)自??(zi)己??(ji)在??(zai)晚?(wan)年??(nian)活??(huo)得??(de)更??(geng)有?(you)尊??(zun)嚴(yán)??(yan)??，所??(suo)以?(yi)這??(zhe)是??(shi)我??(wo)們??(men)這??(zhe)場(chǎng)??(chang)討??(tao)論??(lun)的??(de)重?(zhong)要??(yao)性??(xing)與??(yu)核?(he)心??(xin)所??(suo)在??(zai)”??。?(完?(wan))　　鄭??(zheng)秉??(bing)文??(wen)表??(biao)示??(shi)??，老??(lao)齡??(ling)化??(hua)的??(de)快?(kuai)速??(su)發(fā)??(fa)展??(zhan)對(duì)??(dui)包??(bao)括??(kuo)養(yǎng)??(yang)老??(lao)金??(jin)制??(zhi)度??(du)在??(zai)內(nèi)??(nei)的??(de)各??(ge)方??(fang)面??(mian)影??(ying)響??(xiang)巨??(ju)大??(da)??。??他??(ta)建??(jian)議??(yi)??，推??(tui)動(dòng)??(dong)養(yǎng)??(yang)老??(lao)金??(jin)體??(ti)系??(xi)從??(cong)現(xiàn)?(xian)收??(shou)現(xiàn)??(xian)付??(fu)融??(rong)資?(zi)方??(fang)式??(shi)向??(xiang)預(yù)??(yu)籌??(chou)式??(shi)投??(tou)資??(zi)方??(fang)式?(shi)轉(zhuǎn)??(zhuan)變??(bian)??，從??(cong)負(fù)??(fu)債??(zhai)型??(xing)制??(zhi)度??(du)向??(xiang)資??(zi)產(chǎn)??(chan)型??(xing)制??(zhi)度??(du)轉(zhuǎn)??(zhuan)變??(bian)??。在??(zai)鄭??(zheng)秉??(bing)文??(wen)看??(kan)來(lái)??(lai)??，資??(zi)產(chǎn)??(chan)是??(shi)有??(you)回??(hui)報(bào)??(bao)的??(de)??，資??(zi)產(chǎn)??(chan)的??(de)規(guī)?(gui)模??(mo)越??(yue)大??(da)??，回??(hui)報(bào)??(bao)就??(jiu)越??(yue)高??(gao)??，就??(jiu)可?(ke)以??(yi)抵??(di)消??(xiao)由??(you)老??(lao)齡??(ling)化?(hua)引??(yin)起??(qi)的??(de)繳??(jiao)費(fèi)??(fei)減??(jian)少??(shao)所??(suo)帶??(dai)來(lái)??(lai)的??(de)壓??(ya)力??(li)??。。