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學(xué)習(xí)快評丨qibao666888　　我??(wo)國??(guo)已??(yi)有??(you)明??(ming)確??(que)法??(fa)律??(lv)規(guī)??(gui)范??(fan)旨??(zhi)在??(zai)保??(bao)障??(zhang)預(yù)??(yu)付??(fu)式??(shi)消??(xiao)費(fèi)??(fei)亂??(luan)象??(xiang)中??(zhong)消??(xiao)費(fèi)??(fei)者??(zhe)的??(de)合??(he)法??(fa)權(quán)??(quan)益??(yi)??。??我?(wo)國??(guo)消??(xiao)費(fèi)??(fei)者??(zhe)權(quán)??(quan)益??(yi)保??(bao)護(hù)??(hu)法??(fa)規(guī)??(gui)定??(ding)?，經(jīng)??(jing)營??(ying)者??(zhe)以??(yi)預(yù)?(yu)收??(shou)款??(kuan)方??(fang)式?(shi)提??(ti)供??(gong)商??(shang)品??(pin)或??(huo)者??(zhe)服??(fu)務(wù)?(wu)的??(de)?，應(yīng)??(ying)當(dāng)??(dang)按??(an)照??(zhao)約??(yue)定?(ding)提??(ti)供??(gong)??。未??(wei)按??(an)照??(zhao)約??(yue)定??(ding)提??(ti)供??(gong)的??(de)?，應(yīng)??(ying)當(dāng)??(dang)按??(an)照??(zhao)消?(xiao)費(fèi)??(fei)者??(zhe)的??(de)要?(yao)求??(qiu)履??(lv)行??(xing)約??(yue)定??(ding)或??(huo)者??(zhe)退??(tui)回??(hui)預(yù)??(yu)付?(fu)款??(kuan)；并?(bing)應(yīng)?(ying)當(dāng)??(dang)承??(cheng)擔(dān)??(dan)預(yù)??(yu)付??(fu)款??(kuan)的??(de)利??(li)息??(xi)、消??(xiao)費(fèi)??(fei)者??(zhe)必??(bi)須??(xu)支??(zhi)付??(fu)的?(de)合??(he)理?(li)費(fèi)??(fei)用??(yong)??。如??(ru)果??(guo)商??(shang)家??(jia)存??(cun)在??(zai)欺?(qi)詐??(zha)行??(xing)為??(wei)?，消??(xiao)費(fèi)??(fei)者??(zhe)有??(you)權(quán)?(quan)要??(yao)求??(qiu)增??(zeng)加??(jia)賠??(pei)償??(chang)?，增??(zeng)加??(jia)賠??(pei)償??(chang)的??(de)金??(jin)額??(e)為??(wei)消??(xiao)費(fèi)?(fei)者??(zhe)購??(gou)買??(mai)商?(shang)品??(pin)的??(de)價??(jia)款??(kuan)或?(huo)者??(zhe)接?(jie)受??(shou)服??(fu)務(wù)??(wu)的??(de)費(fèi)??(fei)用??(yong)的??(de)三??(san)倍??(bei)；增??(zeng)加??(jia)賠?(pei)償??(chang)的??(de)金??(jin)額??(e)不??(bu)足??(zu)五??(wu)百??(bai)元?(yuan)的??(de)?，為??(wei)五??(wu)百??(bai)元??(yuan)??。從??(cong)行??(xing)政??(zheng)監(jiān)??(jian)管??(guan)角??(jiao)度??(du)來??(lai)看??(kan)?，各??(ge)地??(di)也??(ye)陸??(lu)續(xù)??(xu)出??(chu)臺??(tai)了??(le)針??(zhen)對??(dui)預(yù)??(yu)付??(fu)式??(shi)消??(xiao)費(fèi)??(fei)的??(de)管??(guan)理??(li)辦??(ban)法??(fa)?，對??(dui)商秘(shang)家?(jia)的??(de)發(fā)??(fa)卡??(ka)行??(xing)為??(wei)、資??(zi)金??(jin)監(jiān)??(jian)管??(guan)等?(deng)進(jìn)??(jin)行?(xing)了?(le)規(guī)??(gui)范?(fan)??。若??(ruo)商??(shang)家??(jia)以??(yi)非??(fei)法??(fa)占?(zhan)有??(you)為??(wei)目??(mu)的??(de)?，在??(zai)預(yù)??(yu)付??(fu)式??(shi)消??(xiao)費(fèi)??(fei)中?(zhong)采??(cai)用??(yong)虛??(xu)構(gòu)??(gou)事??(shi)實(shí)??(shi)、隱??(yin)瞞??(man)真??(zhen)相??(xiang)的??(de)手??(shou)段??(duan)大??(da)量??(liang)騙??(pian)取??(qu)消??(xiao)費(fèi)?(fei)者??(zhe)預(yù)??(yu)付??(fu)款??(kuan)項(xiàng)??(xiang)?，且??(qie)數(shù)??(shu)額??(e)達(dá)??(da)到??(dao)一??(yi)定?(ding)標(biāo)??(biao)準(zhǔn)??(zhun)?，可??(ke)能??(neng)涉??(she)嫌??(xian)詐??(zha)騙??(pian)罪??(zui)?，我??(wo)國??(guo)刑??(xing)法??(fa)第??(di)二??(er)百??(bai)六??(liu)十??(shi)六??(liu)條??(tiao)對?(dui)詐??(zha)騙??(pian)罪??(zui)及?(ji)其??(qi)刑??(xing)事??(shi)處??(chu)罰??(fa)作??(zuo)出?(chu)了??(le)明??(ming)確??(que)規(guī)??(gui)定??(ding)???！　∽??(zui)后??(hou)要??(yao)保??(bao)持?(chi)警??(jing)惕??(ti)??，不??(bu)盲??(mang)目??(mu)??。??仔??(zai)細(xì)??(xi)甄??(zhen)別??(bie)“收??(shou)益?(yi)豐??(feng)厚??(hou)、消??(xiao)費(fèi)?(fei)返??(fan)現(xiàn)??(xian)、名??(ming)額??(e)有??(you)限??(xian)、贈??(zeng)送??(song)股??(gu)票??(piao)”等??(deng)說??(shuo)辭??(ci)??，切??(qie)不??(bu)可??(ke)跟??(gen)風(fēng)??(feng)投??(tou)資??(zi)??。一??(yi)旦??(dan)發(fā)??(fa)現(xiàn)??(xian)商??(shang)家??(jia)經(jīng)??(jing)營??(ying)異??(yi)常??(chang)??，如??(ru)頻??(pin)繁??(fan)更??(geng)換??(huan)地??(di)址?(zhi)、服?(fu)務(wù)??(wu)質(zhì)??(zhi)量??(liang)大??(da)幅??(fu)下??(xia)降??(jiang)、返??(fan)現(xiàn)?(xian)中??(zhong)斷??(duan)等??(deng)情?(qing)況?(kuang)??，應(yīng)??(ying)及??(ji)時??(shi)向?(xiang)有??(you)關(guān)??(guan)部?(bu)門??(men)反??(fan)映??(ying)情??(qing)況??(kuang)；若?(ruo)懷??(huai)疑??(yi)存??(cun)在??(zai)非??(fei)法??(fa)集??(ji)資??(zi)傾??(qing)向??(xiang)??，要??(yao)果??(guo)斷??(duan)向??(xiang)當(dāng)??(dang)地??(di)公?(gong)安?(an)機(jī)??(ji)關(guān)??(guan)報??(bao)案??(an)??。。