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　　三九養(yǎng)生堂記者 鄧肯·蓋伊 報道

精彩|　　減??(jian)費??(fei)讓??(rang)利??(li)、惠??(hui)企?(qi)利??(li)民??(min)的??(de)做??(zuo)法??(fa)值??(zhi)得??(de)肯??(ken)定??(ding)??，但??(dan)相??(xiang)關(guān)??(guan)措??(cuo)施??(shi)若??(ruo)要??(yao)落?(luo)地??(di)生??(sheng)效??(xiao)??，還??(hai)需??(xu)依??(yi)靠??(kao)“公??(gong)開??(kai)透??(tou)明??(ming)”機??(ji)制??(zhi)??。??哪??(na)些??(xie)項??(xiang)目??(mu)收?(shou)費?(fei)了??(le)？??收??(shou)了??(le)多??(duo)少??(shao)？哪??(na)些?(xie)項??(xiang)目??(mu)免?(mian)費??(fei)了??(le)？還??(hai)能??(neng)優(yōu)??(you)惠?(hui)多??(duo)少??(shao)？這??(zhe)些??(xie)看??(kan)似??(si)瑣??(suo)碎?(sui)的??(de)“小??(xiao)事?(shi)”是??(shi)關(guān)??(guan)乎??(hu)金??(jin)融??(rong)消??(xiao)費??(fei)者??(zhe)獲??(huo)得??(de)感??(gan)的?(de)“大??(da)事??(shi)”??，要??(yao)把??(ba)它?(ta)們??(men)講??(jiang)清??(qing)楚??(chu)、說??(shuo)明??(ming)白??(bai)???！　￠L??(chang)期?(qi)以??(yi)來??(lai)??，信??(xin)息??(xi)不??(bu)對??(dui)稱??(cheng)問??(wen)題??(ti)橫??(heng)亙??(gen)在??(zai)金??(jin)融??(rong)消??(xiao)費??(fei)者??(zhe)與??(yu)商??(shang)業(yè)??(ye)銀??(yin)行??(xing)之??(zhi)間??(jian)??，進??(jin)而??(er)引??(yin)發(fā)??(fa)了??(le)一??(yi)些??(xie)爭??(zheng)議??(yi)與??(yu)糾??(jiu)紛??(fen)??。??以??(yi)銀??(yin)行??(xing)服??(fu)務(wù)?(wu)收??(shou)費??(fei)為??(wei)例??(li)??。近??(jin)期??(qi)發(fā)??(fa)布??(bu)的??(de)《關(guān)?(guan)于??(yu)調(diào)??(tiao)整??(zheng)銀??(yin)行??(xing)部??(bu)分??(fen)服??(fu)務(wù)??(wu)價?(jia)格??(ge)提??(ti)升??(sheng)服??(fu)務(wù)??(wu)質(zhì)?(zhi)效??(xiao)的??(de)倡??(chang)議??(yi)書??(shu)》明??(ming)確??(que)提??(ti)出??(chu)??，取??(qu)消??(xiao)商??(shang)業(yè)??(ye)匯??(hui)票??(piao)工??(gong)本?(ben)費??(fei)、降??(jiang)低??(di)銀??(yin)行??(xing)承??(cheng)兌??(dui)匯??(hui)票??(piao)手??(shou)續(xù)??(xu)費??(fei)、減??(jian)免??(mian)個??(ge)人??(ren)存?(cun)款??(kuan)賬??(zhang)戶??(hu)對??(dui)賬??(zhang)單??(dan)打??(da)印?(yin)費??(fei)、對??(dui)安??(an)全秘(quan)認(rèn)??(ren)證秘(zheng)工??(gong)具??(ju)工??(gong)本??(ben)費??(fei)實??(shi)施??(shi)成??(cheng)本??(ben)定??(ding)價??(jia)方??(fang)式??(shi)等??(deng)??。但??(dan)若??(ruo)細(xì)?(xi)究?(jiu)這??(zhe)些??(xie)收??(shou)費??(fei)項??(xiang)目??(mu)??，恐?(kong)怕??(pa)鮮??(xian)有??(you)金??(jin)融??(rong)消??(xiao)費??(fei)者??(zhe)能??(neng)說??(shuo)出??(chu)個??(ge)所??(suo)以??(yi)然?(ran)??，他??(ta)們?(men)通??(tong)常??(chang)既??(ji)不??(bu)了??(le)解??(jie)收??(shou)費??(fei)名??(ming)目??(mu)??，也??(ye)不??(bu)清??(qing)楚??(chu)收??(shou)費??(fei)標(biāo)??(biao)準(zhǔn)??(zhun)??，銀??(yin)行??(xing)收??(shou)多??(duo)少?(shao)錢??(qian)就??(jiu)交??(jiao)多??(duo)少??(shao)錢??(qian)??。

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