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　　三九養(yǎng)生堂記者 鄧肯·蓋伊 報道

精彩|　　總??(zong)部??(bu)位??(wei)于??(yu)阿?(e)拉??(la)巴??(ba)馬??(ma)州??(zhou)的??(de)Regions Financial上??(shang)周??(zhou)五??(wu)公??(gong)布??(bu)的?(de)財?(cai)報??(bao)顯??(xian)示??(shi)??，該??(gai)行??(xing)三??(san)季??(ji)度??(du)利??(li)潤?(run)低??(di)迷??(mi)??，低??(di)于??(yu)分??(fen)析??(xi)師??(shi)此??(ci)前??(qian)預??(yu)期??(qi)15%以??(yi)上??(shang)??。??同??(tong)時??(shi)??，該?(gai)行??(xing)的??(de)不??(bu)良??(liang)貸??(dai)款??(kuan)激??(ji)增??(zeng)30%??。在??(zai)前??(qian)景?(jing)展??(zhan)望??(wang)方??(fang)面??(mian)??，該??(gai)行??(xing)高??(gao)管??(guan)表?(biao)示??(shi)??，今??(jin)年??(nian)已??(yi)經(jīng)??(jing)下??(xia)降??(jiang)的??(de)凈??(jing)利??(li)息??(xi)收??(shou)入??(ru)到??(dao)年??(nian)底??(di)預??(yu)計??(ji)還??(hai)將??(jiang)再?(zai)下??(xia)降??(jiang)5%??，因??(yin)為??(wei)該??(gai)行??(xing)被?(bei)迫?(po)支??(zhi)付??(fu)更??(geng)多??(duo)利??(li)息??(xi)以??(yi)留??(liu)住??(zhu)儲??(chu)戶??(hu)??。所??(suo)謂??(wei)凈??(jing)利??(li)息??(xi)收??(shou)入?(ru)??，即??(ji)銀??(yin)行??(xing)必??(bi)須??(xu)向?(xiang)儲??(chu)戶??(hu)支??(zhi)付??(fu)的??(de)費??(fei)用??(yong)和??(he)可??(ke)以??(yi)向??(xiang)借??(jie)款??(kuan)人??(ren)收?(shou)取??(qu)的?(de)費??(fei)用??(yong)之??(zhi)間??(jian)的??(de)差??(cha)額??(e)??，地??(di)區(qū)??(qu)銀??(yin)行??(xing)的??(de)大??(da)部??(bu)分??(fen)利??(li)潤??(run)通??(tong)常??(chang)來??(lai)自??(zi)凈??(jing)利??(li)息??(xi)收??(shou)入??(ru)??。　　Regions Financial首?(shou)席??(xi)執(zhí)??(zhi)行??(xing)官??(guan)特?(te)納??(na)(John Turner)坦?(tan)言??(yan)：“這?(zhe)是??(shi)一??(yi)個??(ge)不??(bu)同??(tong)尋??(xun)常??(chang)的??(de)季??(ji)度?(du)??，但??(dan)我??(wo)們??(men)認??(ren)為??(wei)??，我??(wo)們??(men)已??(yi)為??(wei)未??(wei)來??(lai)做??(zuo)好??(hao)了??(le)準??(zhun)備??(bei)??。??”財??(cai)報??(bao)公??(gong)布??(bu)后??(hou)??，該??(gai)行??(xing)股?(gu)票??(piao)在??(zai)上??(shang)周??(zhou)五??(wu)的??(de)交??(jiao)易??(yi)中??(zhong)暴?(bao)跌??(die)16%??，市??(shi)值??(zhi)縮??(suo)水??(shui)高??(gao)達??(da)20億??(yi)美??(mei)元??(yuan)??。

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