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學(xué)習(xí)快評(píng)丨qibao666888　　其??(qi)次??(ci)要??(yao)保??(bao)持??(chi)穩(wěn)??(wen)健??(jian)??，不??(bu)要??(yao)冒??(mao)險(xiǎn)??(xian)??。??高?(gao)收??(shou)益??(yi)往??(wang)往??(wang)意??(yi)味?(wei)著??(zhe)高??(gao)風(fēng)??(feng)險(xiǎn)??(xian)??，要??(yao)合??(he)理??(li)評(píng)??(ping)估??(gu)自??(zi)身??(shen)承??(cheng)受??(shou)能??(neng)力??(li)??，審?(shen)慎??(shen)確??(que)定??(ding)投??(tou)資??(zi)風(fēng)??(feng)險(xiǎn)??(xian)???！　「??(gen)據(jù)??(ju)我??(wo)國(guó)??(guo)刑?(xing)法??(fa)第??(di)一??(yi)百?(bai)九??(jiu)十??(shi)二??(er)條??(tiao)規(guī)??(gui)定?(ding)??，以??(yi)非??(fei)法??(fa)占??(zhan)有??(you)為??(wei)目?(mu)的??(de)??，使??(shi)用?(yong)詐??(zha)騙?(pian)方??(fang)法??(fa)非??(fei)法??(fa)集??(ji)資??(zi)??，數(shù)??(shu)額??(e)較??(jiao)大??(da)的??(de)??，處??(chu)三??(san)年??(nian)以??(yi)上??(shang)七??(qi)年??(nian)以??(yi)下??(xia)有??(you)期??(qi)徒??(tu)刑??(xing)??，并??(bing)處??(chu)罰??(fa)金??(jin)；數(shù)??(shu)額??(e)巨??(ju)大??(da)或??(huo)者??(zhe)有??(you)其??(qi)他??(ta)嚴(yán)?(yan)重??(zhong)情?(qing)節(jié)??(jie)的??(de)??，處??(chu)七??(qi)年??(nian)以??(yi)上??(shang)有??(you)期??(qi)徒??(tu)刑??(xing)或??(huo)者??(zhe)無(wú)??(wu)期??(qi)徒??(tu)刑??(xing)??，并??(bing)處??(chu)罰??(fa)金?(jin)或??(huo)沒(méi)??(mei)收??(shou)財(cái)??(cai)產(chǎn)??(chan)?。??第?(di)一??(yi)百??(bai)七??(qi)十??(shi)六??(liu)條??(tiao)規(guī)??(gui)定??(ding)??，非??(fei)法?(fa)吸?(xi)收??(shou)公??(gong)眾??(zhong)存??(cun)款??(kuan)或??(huo)者??(zhe)變??(bian)相??(xiang)吸??(xi)收??(shou)公??(gong)眾??(zhong)存??(cun)款??(kuan)??，擾??(rao)亂??(luan)金?(jin)融??(rong)秩?(zhi)序??(xu)的??(de)??，處??(chu)三??(san)年??(nian)以??(yi)下??(xia)有??(you)期??(qi)徒??(tu)刑??(xing)或??(huo)者??(zhe)拘?(ju)役??(yi)??，并?(bing)處??(chu)或??(huo)單?(dan)處??(chu)罰??(fa)金??(jin)；數(shù)??(shu)額?(e)巨??(ju)大?(da)或??(huo)者??(zhe)有??(you)其??(qi)他??(ta)嚴(yán)??(yan)重??(zhong)情??(qing)節(jié)??(jie)的??(de)??，處??(chu)三??(san)年??(nian)以??(yi)上??(shang)十??(shi)年?(nian)以?(yi)下??(xia)有?(you)期??(qi)徒??(tu)刑??(xing)??，并??(bing)處??(chu)罰??(fa)金??(jin)；數(shù)??(shu)額??(e)特??(te)別??(bie)巨??(ju)大??(da)或??(huo)者??(zhe)有??(you)其??(qi)他??(ta)特??(te)別??(bie)嚴(yán)??(yan)重??(zhong)情??(qing)節(jié)??(jie)的??(de)??，處??(chu)十??(shi)年??(nian)以??(yi)上??(shang)有??(you)期??(qi)徒?(tu)刑??(xing)??，并??(bing)處??(chu)罰??(fa)金??(jin)?。根??(gen)據(jù)??(ju)《最??(zui)高??(gao)人??(ren)民??(min)法??(fa)院?(yuan)關(guān)??(guan)于??(yu)審??(shen)理??(li)非?(fei)法??(fa)集??(ji)資??(zi)刑??(xing)事??(shi)案??(an)件??(jian)具??(ju)體??(ti)應(yīng)?(ying)用??(yong)法??(fa)律?(lv)若??(ruo)干??(gan)問(wèn)??(wen)題??(ti)的??(de)解??(jie)釋??(shi)》??，如??(ru)果??(guo)集??(ji)資??(zi)后??(hou)不??(bu)用??(yong)于??(yu)生?(sheng)產(chǎn)?(chan)經(jīng)?(jing)營(yíng)??(ying)活?(huo)動(dòng)??(dong)或??(huo)者??(zhe)用??(yong)于??(yu)生??(sheng)產(chǎn)??(chan)經(jīng)??(jing)營(yíng)??(ying)活??(huo)動(dòng)??(dong)與??(yu)籌??(chou)集??(ji)資??(zi)金??(jin)規(guī)??(gui)模??(mo)明??(ming)顯??(xian)不??(bu)成??(cheng)比??(bi)例??(li)??，致??(zhi)使?(shi)集??(ji)資??(zi)款??(kuan)不?(bu)能??(neng)返??(fan)還??(hai)的??(de)；肆??(si)意??(yi)揮?(hui)霍??(huo)集??(ji)資??(zi)款??(kuan)??，致?(zhi)使??(shi)集??(ji)資??(zi)款??(kuan)不??(bu)能??(neng)返??(fan)還??(hai)等??(deng)情??(qing)形?(xing)??，可??(ke)認(rèn)??(ren)定??(ding)為??(wei) “以?(yi)非?(fei)法??(fa)占??(zhan)有??(you)為??(wei)目??(mu)的??(de)”??，以??(yi)集??(ji)資?(zi)詐??(zha)騙??(pian)罪??(zui)定??(ding)罪??(zui)處??(chu)罰??(fa)?。。