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學習快評丨qibao666888　　我??(wo)國??(guo)已??(yi)有?(you)明??(ming)確??(que)法??(fa)律??(lv)規(guī)??(gui)范??(fan)旨??(zhi)在??(zai)保??(bao)障??(zhang)預??(yu)付??(fu)式??(shi)消??(xiao)費??(fei)亂??(luan)象??(xiang)中??(zhong)消??(xiao)費??(fei)者??(zhe)的??(de)合??(he)法??(fa)權??(quan)益??(yi)??。??我?(wo)國??(guo)消??(xiao)費??(fei)者??(zhe)權??(quan)益??(yi)保??(bao)護??(hu)法??(fa)規(guī)??(gui)定??(ding)?，經??(jing)營??(ying)者??(zhe)以??(yi)預??(yu)收??(shou)款??(kuan)方??(fang)式??(shi)提??(ti)供??(gong)商??(shang)品?(pin)或??(huo)者??(zhe)服?(fu)務??(wu)的??(de)?，應??(ying)當??(dang)按??(an)照?(zhao)約??(yue)定?(ding)提??(ti)供??(gong)??。未??(wei)按??(an)照??(zhao)約祝(yue)定??(ding)提??(ti)供??(gong)的??(de)?，應??(ying)當??(dang)按??(an)照??(zhao)消??(xiao)費??(fei)者??(zhe)的??(de)要??(yao)求??(qiu)履??(lv)行??(xing)約??(yue)定??(ding)或??(huo)者??(zhe)退??(tui)回??(hui)預??(yu)付??(fu)款??(kuan)；并??(bing)應??(ying)當??(dang)承??(cheng)擔??(dan)預??(yu)付??(fu)款??(kuan)的??(de)利??(li)息??(xi)、消??(xiao)費??(fei)者?(zhe)必??(bi)須??(xu)支??(zhi)付??(fu)的??(de)合??(he)理??(li)費??(fei)用??(yong)??。如??(ru)果??(guo)商??(shang)家??(jia)存??(cun)在?(zai)欺??(qi)詐??(zha)行??(xing)為??(wei)?，消??(xiao)費?(fei)者??(zhe)有??(you)權??(quan)要??(yao)求??(qiu)增??(zeng)加??(jia)賠??(pei)償??(chang)?，增??(zeng)加??(jia)賠??(pei)償??(chang)的??(de)金??(jin)額??(e)為??(wei)消??(xiao)費??(fei)者??(zhe)購??(gou)買??(mai)商??(shang)品??(pin)的??(de)價??(jia)款??(kuan)或?(huo)者??(zhe)接??(jie)受??(shou)服??(fu)務??(wu)的??(de)費??(fei)用??(yong)的??(de)三??(san)倍??(bei)；增??(zeng)加??(jia)賠??(pei)償??(chang)的??(de)金??(jin)額??(e)不??(bu)足??(zu)五??(wu)百??(bai)元??(yuan)的??(de)?，為??(wei)五??(wu)百??(bai)元??(yuan)??。從??(cong)行??(xing)政??(zheng)監(jiān)??(jian)管??(guan)角??(jiao)度??(du)來??(lai)看??(kan)?，各??(ge)地??(di)也??(ye)陸??(lu)續(xù)??(xu)出??(chu)臺??(tai)了??(le)針??(zhen)對??(dui)預??(yu)付??(fu)式??(shi)消??(xiao)費??(fei)的??(de)管?(guan)理??(li)辦??(ban)法??(fa)?，對??(dui)商??(shang)家??(jia)的??(de)發(fā)?(fa)卡??(ka)行??(xing)為??(wei)、資??(zi)金??(jin)監(jiān)?(jian)管??(guan)等??(deng)進??(jin)行??(xing)了??(le)規(guī)??(gui)范??(fan)??。若??(ruo)商??(shang)家??(jia)以??(yi)非??(fei)法??(fa)占??(zhan)有??(you)為??(wei)目??(mu)的??(de)?，在??(zai)預??(yu)付??(fu)式??(shi)消??(xiao)費??(fei)中?(zhong)采??(cai)用??(yong)虛??(xu)構??(gou)事??(shi)實??(shi)、隱??(yin)瞞??(man)真??(zhen)相??(xiang)的??(de)手??(shou)段??(duan)大??(da)量??(liang)騙??(pian)取??(qu)消??(xiao)費??(fei)者??(zhe)預??(yu)付??(fu)款??(kuan)項??(xiang)?，且?(qie)數??(shu)額??(e)達??(da)到??(dao)一??(yi)定??(ding)標??(biao)準??(zhun)?，可?(ke)能??(neng)涉??(she)嫌??(xian)詐??(zha)騙??(pian)罪??(zui)?，我??(wo)國??(guo)刑?(xing)法??(fa)第??(di)二??(er)百??(bai)六??(liu)十??(shi)六??(liu)條??(tiao)對??(dui)詐??(zha)騙??(pian)罪?(zui)及??(ji)其??(qi)刑??(xing)事?(shi)處??(chu)罰??(fa)作??(zuo)出??(chu)了??(le)明??(ming)確??(que)規(guī)??(gui)定??(ding)???！　∥??(wen)/陶??(tao)奮??(fen)鵬??(peng)(北??(bei)京??(jing)市??(shi)石??(shi)景??(jing)山??(shan)區(qū)??(qu)人??(ren)民??(min)法?(fa)院??(yuan))。