三九養(yǎng)生堂記者 鄧肯·蓋伊 報道
精彩| 按??(an)照??(zhao)李??(li)女??(nv)士??(shi)所??(suo)說??(shuo)??，記??(ji)者??(zhe)在??(zai)攜??(xie)程??(cheng)旅??(lv)行??(xing)App頁??(ye)面??(mian)上?(shang)看??(kan)到??(dao)??，客??(ke)服??(fu)所??(suo)說??(shuo)的??(de)“投?(tou)保??(bao)須??(xu)知??(zhi)”位??(wei)于??(yu)頁??(ye)面??(mian)右??(you)側(cè)??(ce)??，是??(shi)比??(bi)正??(zheng)常??(chang)字?(zi)體??(ti)略??(lve)小??(xiao)的??(de)四??(si)個??(ge)淺?(qian)藍??(lan)色?(se)小??(xiao)字??(zi)??，打??(da)開??(kai)后??(hou)可??(ke)以??(yi)看??(kan)到??(dao)??，第??(di)二??(er)項??(xiang)“保??(bao)險??(xian)詳?(xiang)情??(qing)”的??(de)理?(li)賠??(pei)說??(shuo)明??(ming)分??(fen)別?(bie)介??(jie)紹??(shao)了??(le)現(xiàn)?(xian)金??(jin)理??(li)賠??(pei)和??(he)機??(ji)票??(piao)代??(dai)金??(jin)券??(quan)理??(li)賠??(pei)的??(de)方??(fang)式??(shi)??。??記??(ji)者??(zhe)將??(jiang)長??(chang)長??(chang)的??(de)“保??(bao)險?(xian)須??(xu)知??(zhi)”拉??(la)到??(dao)底??(di)??，又??(you)出??(chu)現(xiàn)??(xian)了??(le)四?(si)個??(ge)略??(lve)小??(xiao)于??(yu)正??(zheng)常?(chang)字??(zi)體??(ti)的??(de)藍??(lan)字??(zi)：保??(bao)險??(xian)條??(tiao)款??(kuan)??。在??(zai)長??(chang)達??(da)16頁??(ye)的??(de)“保??(bao)險??(xian)條??(tiao)款??(kuan)”中??(zhong)??，記??(ji)者??(zhe)找??(zhao)到??(dao)了??(le)“附??(fu)加??(jia)航??(hang)班??(ban)延??(yan)誤??(wu)綜?(zong)合??(he)保??(bao)險??(xian)”的??(de)具??(ju)體??(ti)條??(tiao)款??(kuan)??，其??(qi)中??(zhong)第?(di)8條??(tiao)明??(ming)確??(que)規(guī)??(gui)定??(ding)??，投??(tou)保??(bao)人??(ren)可??(ke)以??(yi)選??(xuan)擇??(ze)保??(bao)險?(xian)賠??(pei)償??(chang)金??(jin)??，也??(ye)可??(ke)以??(yi)選??(xuan)擇?(ze)“由??(you)指??(zhi)定?(ding)第??(di)三??(san)方?(fang)為??(wei)被??(bei)保??(bao)險??(xian)人??(ren)提??(ti)供??(gong)與??(yu)保??(bao)險??(xian)單??(dan)約??(yue)定??(ding)保??(bao)險??(xian)金??(jin)額??(e)等??(deng)值??(zhi)或??(huo)匹??(pi)配?(pei)的??(de)旅??(lv)游??(you)類??(lei)專??(zhuan)業(yè)??(ye)服??(fu)務(wù)??(wu)”??。令??(ling)人??(ren)不??(bu)解??(jie)的??(de)是??(shi)??，涉??(she)及??(ji)保??(bao)險??(xian)責(zé)??(ze)任??(ren)及??(ji)責(zé)??(ze)任?(ren)免?(mian)除??(chu)的??(de)條??(tiao)款??(kuan)都??(dou)以??(yi)黑??(hei)色??(se)加??(jia)粗??(cu)的?(de)方??(fang)式??(shi)標(biāo)??(biao)注??(zhu)出??(chu)來??(lai)??，但??(dan)明??(ming)示??(shi)投??(tou)保??(bao)人??(ren)擁??(yong)有??(you)選??(xuan)擇?(ze)權(quán)??(quan)的??(de)第??(di)8條??(tiao)卻??(que)沒??(mei)有??(you)標(biāo)??(biao)注?(zhu)???！ 昂??(hang)延??(yan)險??(xian)產(chǎn)??(chan)品??(pin)的??(de)保??(bao)費??(fei)、保??(bao)險??(xian)金?(jin)的??(de)支??(zhi)付??(fu)標(biāo)??(biao)準(zhǔn)??(zhun)以??(yi)及??(ji)替??(ti)代??(dai)形??(xing)式??(shi)等??(deng)都??(dou)是??(shi)保??(bao)險??(xian)合??(he)同??(tong)的??(de)核??(he)心?(xin)條??(tiao)款?(kuan)??，保??(bao)險??(xian)代??(dai)理??(li)平??(ping)臺??(tai)應(yīng)??(ying)對??(dui)此??(ci)作??(zuo)出??(chu)足??(zu)以??(yi)引??(yin)起??(qi)消??(xiao)費??(fei)者??(zhe)注??(zhu)意??(yi)的?(de)提??(ti)示?(shi)?。??針??(zhen)對?(dui)消??(xiao)費??(fei)者??(zhe)使??(shi)用??(yong)手??(shou)機?(ji)軟??(ruan)件??(jian)的??(de)習(xí)??(xi)慣??(guan)??，保??(bao)險??(xian)代??(dai)理??(li)平??(ping)臺??(tai)的??(de)航??(hang)延??(yan)險??(xian)產(chǎn)??(chan)品??(pin)推??(tui)介??(jie)頁??(ye)面??(mian)設(shè)??(she)置??(zhi)如??(ru)果??(guo)缺??(que)乏??(fa)必秘(bi)要??(yao)合??(he)理??(li)性??(xing)??，就??(jiu)意??(yi)味??(wei)著??(zhe)其??(qi)沒??(mei)有??(you)盡?(jin)到??(dao)提??(ti)示??(shi)和??(he)說??(shuo)明??(ming)義??(yi)務(wù)??(wu)?。在??(zai)信??(xin)息??(xi)不??(bu)對?(dui)等??(deng)的??(de)情??(qing)況??(kuang)下??(xia)??，會??(hui)對??(dui)消??(xiao)費??(fei)者??(zhe)的??(de)知??(zhi)情??(qing)權(quán)??(quan)保?(bao)障??(zhang)構(gòu)??(gou)成??(cheng)潛??(qian)在??(zai)威?(wei)脅??(xie)??，進??(jin)而??(er)妨??(fang)礙??(ai)消??(xiao)費??(fei)者??(zhe)自??(zi)主??(zhu)選??(xuan)擇??(ze)與??(yu)交??(jiao)易??(yi)??！敝??(zhong)國??(guo)人??(ren)民??(min)大?(da)學(xué)??(xue)法??(fa)學(xué)??(xue)院??(yuan)教??(jiao)授??(shou)、商??(shang)法??(fa)研??(yan)究??(jiu)所??(suo)所??(suo)長??(chang)劉??(liu)俊?(jun)海??(hai)在??(zai)接??(jie)受??(shou)記?(ji)者??(zhe)采??(cai)訪??(fang)時??(shi)表??(biao)示??(shi)?。
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責(zé)編：楊之光
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責(zé)編：呂程平