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原標(biāo)題：福利所第一福利

學(xué)習(xí)快評丨qibao666888　　針??(zhen)對??(dui)“先??(xian)學(xué)??(xue)后??(hou)付??(fu)”背??(bei)后??(hou)隱??(yin)藏??(zang)的??(de)“消??(xiao)費??(fei)貸??(dai)”陷??(xian)阱??(jing)??，受??(shou)訪??(fang)專??(zhuan)家??(jia)建?(jian)議??(yi)??，監(jiān)??(jian)管??(guan)部??(bu)門??(men)應(yīng)??(ying)強(qiáng)??(qiang)化??(hua)監(jiān)??(jian)管??(guan)執(zhí)??(zhi)法??(fa)??，明??(ming)確?(que)業(yè)??(ye)務(wù)??(wu)定??(ding)性??(xing)與??(yu)規(guī)??(gui)范??(fan)??，加??(jia)強(qiáng)??(qiang)多?(duo)部??(bu)門??(men)協(xié)?(xie)同?(tong)監(jiān)??(jian)管??(guan)??，加??(jia)大??(da)違??(wei)規(guī)??(gui)懲??(cheng)處??(chu)力??(li)度??(du)??，暢??(chang)通??(tong)投??(tou)訴??(su)舉??(ju)報??(bao)渠?(qu)道??(dao)；金??(jin)融??(rong)機(jī)??(ji)構(gòu)??(gou)需??(xu)嚴(yán)??(yan)格??(ge)貸??(dai)款??(kuan)管??(guan)理??(li)??，強(qiáng)??(qiang)化??(hua)貸??(dai)款?(kuan)資??(zi)質(zhì)?(zhi)審?(shen)核??(he)??，規(guī)??(gui)范??(fan)貸?(dai)款??(kuan)合?(he)同?(tong)條?(tiao)款??(kuan)??，加?(jia)強(qiáng)??(qiang)貸??(dai)后??(hou)資??(zi)金??(jin)監(jiān)?(jian)控??(kong)；培??(pei)訓(xùn)?(xun)機(jī)??(ji)構(gòu)?(gou)要??(yao)增??(zeng)強(qiáng)??(qiang)自??(zi)律??(lv)誠?(cheng)信??(xin)??，規(guī)??(gui)范??(fan)經(jīng)??(jing)營?(ying)行??(xing)為??(wei)??，建??(jian)立??(li)合??(he)理?(li)收??(shou)費??(fei)與??(yu)退??(tui)費??(fei)機(jī)??(ji)制??(zhi)??，加??(jia)強(qiáng)??(qiang)內(nèi)??(nei)部??(bu)管??(guan)理??(li)與??(yu)員??(yuan)工??(gong)培??(pei)訓(xùn)?(xun)；消??(xiao)費??(fei)者??(zhe)自??(zi)身??(shen)也??(ye)要??(yao)提?(ti)升??(sheng)自??(zi)我??(wo)保??(bao)護(hù)??(hu)意??(yi)識??(shi)??，理?(li)性??(xing)判??(pan)斷??(duan)謹(jǐn)??(jin)慎??(shen)選??(xuan)擇??(ze)??。?　　每??(mei)月?(yue)能??(neng)不??(bu)能?(neng)不??(bu)還?(hai)貸??(dai)款?(kuan)？??。