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學習快評丨qibao666888　　消??(xiao)費??(fei)者??(zhe)在??(zai)進??(jin)行??(xing)預??(yu)付??(fu)式??(shi)消??(xiao)費秘(fei)時?(shi)??，首??(shou)先??(xian)??，應??(ying)理??(li)性?(xing)評??(ping)估??(gu)自??(zi)身??(shen)需??(xu)求??(qiu)??，充??(chong)分?(fen)考??(kao)慮??(lv)自??(zi)己??(ji)是祝(shi)否??(fou)會?(hui)長??(chang)期??(qi)使??(shi)用?(yong)該??(gai)服??(fu)務??(wu)或??(huo)商??(shang)品??(pin)??，避??(bi)免??(mian)因?(yin)優(yōu)?(you)惠??(hui)福??(fu)利??(li)而??(er)沖??(chong)動??(dong)消??(xiao)費??(fei)?。?　　為??(wei)了??(le)避??(bi)免??(mian)陷??(xian)入?(ru)“職??(zhi)業(yè)??(ye)閉??(bi)店??(dian)人??(ren)”的??(de)陷??(xian)阱??(jing)??，消??(xiao)費??(fei)者??(zhe)在??(zai)預??(yu)付??(fu)式??(shi)消??(xiao)費??(fei)時??(shi)??，要??(yao)提??(ti)高??(gao)防??(fang)范?(fan)風??(feng)險??(xian)的??(de)意??(yi)識??(shi)和??(he)維??(wei)護??(hu)自??(zi)身??(shen)合??(he)法??(fa)權??(quan)益?(yi)的??(de)能??(neng)力??(li)??。??另??(ling)一??(yi)方??(fang)面??(mian)??，商??(shang)家??(jia)平??(ping)臺??(tai)要??(yao)進??(jin)一??(yi)步??(bu)完??(wan)善??(shan)監(jiān)??(jian)管??(guan)制?(zhi)度??(du)??，建??(jian)立?(li)健??(jian)全??(quan)存??(cun)款??(kuan)保??(bao)險??(xian)制??(zhi)度??(du)??，保??(bao)障??(zhang)消??(xiao)費?(fei)者??(zhe)資??(zi)金??(jin)安??(an)全??(quan)；進??(jin)一??(yi)步??(bu)強?(qiang)化??(hua)經??(jing)營?(ying)者?(zhe)的??(de)信??(xin)息??(xi)披??(pi)露??(lu)義??(yi)務??(wu)??，在??(zai)合??(he)同??(tong)簽??(qian)訂?(ding)前??(qian)以??(yi)書??(shu)面??(mian)形??(xing)式??(shi)提?(ti)供??(gong)詳?(xiang)盡?(jin)合??(he)同??(tong)條??(tiao)款??(kuan)??，并??(bing)在??(zai)官??(guan)方??(fang)網??(wang)站??(zhan)、營??(ying)業(yè)??(ye)場??(chang)所??(suo)顯??(xian)著??(zhu)位??(wei)置??(zhi)公??(gong)示??(shi)產??(chan)品??(pin)信??(xin)息??(xi)??，涵?(han)蓋?(gai)服??(fu)務??(wu)內??(nei)容??(rong)、價?(jia)格??(ge)、退??(tui)款??(kuan)政??(zheng)策??(ce)等??(deng)關??(guan)鍵??(jian)信??(xin)息??(xi)??。。